The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Article 3 The term "credit card" as mentioned in these Measures refers to the credit payment instruments issued by commercial banks in People's Republic of China (PRC) (including foreign-funded banks and Sino-foreign joint venture banks, hereinafter referred to as commercial banks) to individuals and units.

Allow cardholders to overdraw for consumption purposes within the limits and time limits stipulated in these Measures. Gold card overdraft limit 10000 yuan, ordinary card 5000 yuan. The longest overdraft period of a credit card is 60 days.

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 15 The daily cumulative limit for cardholders to withdraw cash in advance through ATMs is increased from 2,000 RMB to 654.38 RMB+0,000 RMB. It is allowed to handle cash transfer and cash recharge to my bank settlement account and payment account, and the card issuer shall carry out related business on the principle of risk control and commercial sustainability.

Credit card transaction information is true, complete and traceable. We should strengthen the protection mechanism of cardholders' rights and interests from the aspects of clarifying the information disclosure responsibility of card issuers, improving the handling of non-personal transactions and compensating cardholders' losses.

Article 16 Promoting the development of credit card industry plays an important role in meeting residents' daily consumption payment and personal consumption credit demand. As an important measure to improve the supervision policy of credit card business, it is conducive to stimulating the vitality of the credit card market and promoting full competition in the market.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business