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What is the difference between China Merchants Bank’s all-in-one card and a credit card?

"All-in-one Card" is a debit card issued by China Merchants Bank (that is, a savings card that requires a deposit before use and does not have overdraft and cash advance functions). It is a basic personal financial management card for opening an account in your real name. account. It integrates current deposits, multiple savings types, multiple currencies, and multiple functions into one card, and has more than a dozen functions such as ATM deposits and withdrawals, merchant consumption, self-service payment, self-service transfer, bank-securities transfer, and online payment. It is a card that A card with comprehensive financial management functions. The all-in-one card can be used to receive wages on behalf of others (including co-branded cards, IC cards, and M+ cards). If it is used for payment on behalf of wages, just provide the account number and name information to the relevant departments of your company.