How much is the interest rate for Ping An Bank’s credit card of RMB 50,000 overdue for four months?

If your credit card is not repaid on time, interest and liquidated damages will be charged:

1. All consumption in the current period will accrue interest from the recording date, with a daily interest rate of 0.05%. Compound interest is earned on a monthly basis.

2. If the outstanding overdraft principal does not exceed 20 yuan or 3 US dollars, the liquidated damages will be charged based on the outstanding overdraft principal; if the outstanding overdraft principal exceeds 20 yuan or 3 US dollars, the liquidated damages will be charged based on the outstanding overdraft principal. The minimum repayment amount is 5% of the unpaid portion, and the minimum is 20 yuan or 3 US dollars.

Response time: 2020-05-22. For the latest business changes, please refer to the official website of Ping An Bank.

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