What is the starting limit of Pudong Development Bank Classic Platinum Card?

The starting limit of Shanghai Pudong Development Bank’s credit card is within 10,000 yuan, and the limit of gold card is within 10,000 yuan. to 50,000 yuan, while the limit of the platinum card is more than 50,000 yuan. Of course, if you want to apply for the Platinum Card of Shanghai Pudong Development Bank, the threshold is relatively high and ordinary people cannot get it. Because the Platinum Card limit is high, the applicant must have better qualifications. For example, the job must not only be stable, but also have a high salary and rich personal assets. Only then will the bank believe that the applicant can repay the loan on time. After all, most people need to pay back the loan on time. The limit of 50,000 has been used up, and in the end, it will be unable to pay back, which will make the bank very depressed. If you have applied for the Shanghai Pudong Development Platinum Card and successfully applied for the card, the amount actually applied for the card will also need to be considered. It is recommended to apply for a platinum card offline as much as possible. Submitting more proof of financial resources will help increase the actual card limit.

How about the Shanghai Pudong Development Bank Platinum Dream Card?

1. The annual fee is waived for life.

2. The starting limit is 50,000 yuan and the upper limit is 500,000 yuan. Under normal circumstances, as long as the personal financial resources prove that it meets the requirements of Shanghai Pudong Development Bank for card issuance, the credit limit will usually not be less than 50,000 yuan.

3. Benefits 1. Every Thursday, you can get an instant discount of 10 yuan for UnionPay online payment of 100 yuan or more; 2. Every Tuesday, Saturday, and Sunday, you can enjoy a movie viewing experience of 16 yuan; 3. Pacific Coffee is free of charge every day. Cup, upgrade to level 2 for free on Tuesdays, Saturdays and Sundays 4. Enjoy 1 yuan for airport parking in designated airport parking areas at many airports across the country 5. Purchase a China UnionPay 108 yuan voucher for airport transfers in Beijing, Shanghai, Guangzhou and Shenzhen at 1 yuan 6. 1 yuan airport parking: Holders of Pudong Development UnionPay Platinum Dream Card can enjoy 2-hour parking or 48-hour parking services in designated airport parking areas or UnionPay exclusive parking areas at many airports across the country. Spend 1 yuan with the card. (The airport covers Beijing, Shanghai, Guangzhou, Shenzhen, Kunming, Hangzhou, Xi'an, Xiamen, Changsha, Wuhan, Nanjing, Haikou, Guiyang, Fuzhou, Taiyuan, Ningbo, Nanchang, etc.).

What is the general limit of Shanghai Pudong Development Bank Platinum Dream Card?

Generally speaking, the Pudong Development Bank Platinum Dream Card limit is 10,000-50,000 yuan. The specific limit is determined by your application qualifications, but the Shanghai Pudong Development Bank Platinum Credit Card limit is approximately 10,000 yuan.

When talking about the limit of Pudong Development Platinum Dream Card, let’s also talk about the factors that affect the credit card limit.

1. Credit record

When you submit a credit card application, the bank will query your personal credit record from the online system. If the customer has bad records such as penalty interest, the bank will Credit card limit issues will be considered as appropriate.

2. Marital status

Don’t be surprised when you see these four words. Generally speaking, married people can get a much higher limit than unmarried people. The reason is that banks consider people with families people are more stable.

3. Financial ability

The personal income certificate of the unit is a strong evidence, which can show the cardholder’s income expectations and whether the income is stable. If he is an employee in a high-income industry, , will add more points when rating, which is also beneficial to your credit limit.

4. Educational qualifications

Although there are no in-depth requirements for academic qualifications in all walks of life, when applying for credit cards, those with graduate degrees or above will be rated higher.

5. Work status

Usually engineers, economists, accountants, teachers, lawyers, civil servants, doctors, power systems and other industries are favored by banks, so their credit card limits will be high.

6. Proof of income

Compared to those whose wages are paid in cash, borrowers who can provide the bank’s salary statements for the past three to six months are more likely to obtain a credit card. Thereby obtaining a credit card limit.

7. Workplace

Those who work in state-owned enterprises and Fortune 500 companies will receive higher credit limits because such employees have stable workplaces and banks do not need to overdo it. Worry about the risks you take.

What is the general limit of Shanghai Pudong Development Bank Platinum Credit Card?

The limit of Shanghai Pudong Development Bank Credit Card is determined based on the qualifications of the applicant. The limit of Platinum Card is more than 50,000 yuan, and the limit of regular card is more than 50,000 yuan. The limit for the Gold Card is within 10,000 yuan, and the limit for the Gold Card is between 10,000 yuan and 50,000 yuan.

1. How to check the progress of Shanghai Pudong Development Bank credit card?

1. Telephone inquiry

You can directly call the customer service hotline of Shanghai Pudong Development Bank at 400-820-8788. After dialing Just follow the voice prompts to make inquiries, or you can also transfer to manual service and ask the customer service staff about the progress of the card.

2. Official website query

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: v5.7.1

Log in to the official website of Shanghai Pudong Development Bank () in the Baidu browser app, then enter the Shanghai Pudong Development Bank Credit Card Center, select "Application Progress Query", and then enter the relevant information to query you How is the progress of applying for a card?

3. WeChat query

Operating environment:

Brand model: iPhone13

System version: iOS15.0

app version: v8.0.17

Open WeChat and follow the official WeChat public account of Shanghai Pudong Development Bank. After following it, enter the official account. In the official account, click "Microservices" in the menu bar at the bottom of the page, and Select "Account Query", then "Activation Progress", and then click "Application Progress Query" to check the progress of the card.

2. What are the annual fee exemption rules for Shanghai Pudong Development Bank Platinum Card

1. Not all Shanghai Pudong Development Bank Platinum Cards are free of annual fees, and only some platinum credit cards can be enjoyed for life. No annual fee. For other platinum credit card products, you often need to meet certain conditions before you can enjoy the annual fee exemption or annual fee reduction policy.

2. The Pudong Development Bank Simple Platinum Credit Card is free of annual fees in the first year of opening the card. If you swipe the card more than 6 times a year, the annual fees are waived for the next year; another example is the Pudong Development Bank Yangtze River Delta Shopping Themed Edition Platinum Credit Card, which is free of annual fees for life. There is no annual fee; the Pudong Development Platinum Dream Card also has no annual fee for life.

3. When you apply for the Shanghai Pudong Development Platinum Credit Card, you can enjoy the following special offers

1. 24-hour platinum assistant hotline;

2. Enjoy 24-hour road emergency Rescue;

3. 72-hour protection for lost cards at home and abroad;

4. Waiting at your side all day long, with your card in hand, you can enjoy extraordinary platinum benefits such as travel, food, and accommodation.

What is the limit of Pudong Development Bank Platinum Card?

The limit of Shanghai Pudong Development Bank Credit Card Platinum Card is usually at least 8,000 yuan. Most high-end platinum cards are more than 50,000 yuan. The limit of ordinary cards is 1 Within 10,000 yuan, the gold card limit is between 10,000 yuan and 50,000 yuan. Moreover, Shanghai Pudong Development Bank Platinum Credit Card has multiple card types, and their limits are also different.

Simple Platinum Card: As a card mainly for mass consumption, the Simple Platinum Card has a usage limit between 8,000 yuan and 50,000 yuan;

Standard Platinum Card: The limit of the standard platinum card is slightly higher than the former, with the limit ranging from 10,000 yuan to 50,000 yuan;

High-end platinum card and super platinum card: these two credit cards are only for users with high consumption needs , and the credit requirements are very strict. The minimum credit limit is about 50,000 yuan. There are also some temporary credit limits available, and the specific credit limit can reach hundreds of thousands or even millions.

Note: For Shanghai Pudong Development Bank credit cards, your limit is determined by a comprehensive evaluation by the system based on the information you provide when applying. The system will make a score with reference to various factors such as your job stability, income, age, education, etc., and finally determine your quota based on your final score. The card limit cannot be confirmed before the card is issued. You can pay attention to the credit card limit field in the card sending letter after the card is approved.

Platinum Card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions.

UnionPay card is a bank card jointly launched by China UnionPay and commercial banks and other institutions. It starts with 62 and has the UnionPay logo on the card surface. UnionPay cards only have the UnionPay logo on the card surface and no other card brand logos. They are also often called single-logo UnionPay cards.

Product Introduction:

UnionPay cards are subdivided into four categories: ordinary cards, gold cards, platinum cards and diamond cards based on card levels and service rights.

Like other UnionPay cards, the UnionPay Platinum Card starts with 62 and has the UnionPay logo on the card face. In terms of appearance characteristics, the card issuer identification area on the front of the card is printed with the "Platinum Card" product name in English or English and local common text, or the "Platinum" Platinum Card product identification pattern uniformly designed by UnionPay is used on the card surface (UnionPay The Premium Platinum Credit Card uses the PriorityPlatinum pattern). The base color of the card is usually metallic white gold.

What is the general limit of Shanghai Pudong Development Bank Platinum Credit Card?

There are multiple card types of Shanghai Pudong Development Bank Platinum Credit Card, and their limits are also different:

①Simple Platinum Card. As a card mainly for mass consumption, the simple platinum card has a usage limit of between 8,000 yuan and 50,000 yuan;

②Standard platinum card. The limit of the standard platinum card is slightly higher than the former, with the limit ranging from 10,000 yuan to 50,000 yuan;

③High-end platinum card and super platinum card. These two credit cards are only for users with high consumption needs and have very strict credit requirements. The minimum limit is about 50,000 yuan. There are also some available temporary limits, and the specific limit can reach hundreds of thousands or even millions.

:

1. Is Shanghai Pudong Development Bank a state-owned enterprise?

Shanghai Pudong Development Bank is an independent commercial bank and does not belong to other banks. Shanghai Pudong Development Bank Co., Ltd. (hereinafter referred to as: Pudong Development Bank) is a state-owned national holding company established on August 28, 1992 with the approval of the People's Bank of China, opened on January 9, 1993, and listed on the Shanghai Stock Exchange in 1999. A joint-stock commercial bank with its head office in Shanghai.

2. How to use Pudong Development Bank’s consumption reserve fund

① First, the user needs to apply for consumption reserve fund from Shanghai Pudong Development Bank Credit Card Center. After the application is successful, Shanghai Pudong Development Bank will open a separate reserve fund account and A certain amount of credit is granted.

② Users can use the consumption reserve account to swipe cards for consumption, and they can spend online. If they want to spend in a physical store, they need to apply for a reserve gold platinum card, which also only supports POS machine swiping.

③After using the consumption reserve fund for consumption, you can freely choose the number of installments according to your own bills. There are five installments to choose from: 3, 6, 12, 24, and 36.

3. Are the financial management products of Shanghai Pudong Development Bank reliable?

Any financial management has risks and must be viewed rationally. The bank’s financial products are no exception. Generally speaking, bank financial management is relatively It is safe. The specific risks depend on the product type. The main risks faced by bank wealth management products include market risk, credit risk, liquidity risk, inflation risk, operational management risk and force majeure risk.

4. Can Shanghai Pudong Development Bank card be activated on a mobile phone?

Pudong Development Bank card activation cannot be done on a mobile phone. Generally speaking, Shanghai Pudong Development Bank card debit card can only be activated on a mobile phone. The cardholder must bring his or her ID card and bank card to a Shanghai Pudong Development Bank branch to go through the activation procedures and set a transaction password. For Shanghai Pudong Development Bank credit card, the credit card can be activated through mobile phone.

What is the approximate credit limit of Shanghai Pudong Development Bank Credit Card Platinum Dream Card?

The credit limit of Shanghai Pudong Development Bank UnionPay Dream Card Platinum Card is 1,000 yuan to 50,000 yuan. The credit limit is a credit certificate given to customers by Shanghai Pudong Development Bank. , the credit card holder's credit varies from person to person.

The specific limit depends on personal credit and other hardware conditions. If the personal credit is good, the bank will give a larger limit; if the personal credit is stained, such as overdue repayment, the bank will give a smaller limit. , or even directly refused to place the card.

Extended information:

The minimum limit of Pudong Development Platinum Dream Card is 2,000.

The best amount is 100,000 yuan, and the general application amount is tens of thousands of yuan. No more than 50,000. It won’t be less than five thousand.

This is mainly based on the repayment ability. If the proof conditions are sufficient, it is very easy to apply for the card. If the proof is not so sufficient, it may not be issued or the limit may be low, so pay close attention Check the status of the card and check the processing status online.

Generally, it takes about 20-40 days from the time of submission of card application materials. The credit card center will review and file the credit card application materials after receiving them from various local cities. This process takes 15 days.

The next step is to make the card. Due to the high value of card making equipment, domestic card making equipment is basically produced centrally by the credit card centers of various banks. This process usually takes two days.

The final step is to mail the card to the cardholder by registered mail, which usually takes 7 to 15 days. In addition to the possible delays between each link, it is normal to get the card in 40 days.