Can I freeze my credit card if it has been swiped by someone else?
You can freeze it, but it's not the same as a bank freezing a credit card. After all, the bank freezes credit cards, and everyone can't use them, including cardholders. However, cardholders want to freeze their credit cards, mainly by controlling the right to use credit cards in their own hands, so that others can't swipe their cards, and they still want to swipe their cards.
It is suggested that it is better to report the loss of credit cards instead of applying to the bank for freezing them. After the loss of the credit card is reported, the old card will be invalid and the bank will reissue the new card. Information such as card number and expiration date will change, and the cardholder can use the new card after it is activated, even if the old card is in someone else's hand.
However, it should be noted that after the loss of credit cards is frozen, others cannot swipe their cards. However, in the past, the credit card arrears would be counted on the cardholder's head, and the bank would only collect debts from the cardholder, regardless of who the actual cardholder was. If it is lent to others, the cardholder should urge the other party to repay as soon as possible, so as not to affect his credit beyond the time limit.
If someone steals a credit card, you should collect evidence after reporting the loss. For example, you can deposit money into a credit card through the counter of a bank outlet, take the receipt given by the bank as proof that you didn't swipe your card yourself, and then report to the public security organ and mail the receipt to the credit card center for investigation and review. After confirmation, the insurance company will pay.
The above is "Can the credit card be frozen if it is swiped by others?" I hope it will help everyone. .