Huang Jun, a woman from Hubei who lived in Ningbo, Zhejiang for ten years, died in a foreign country because of a bank credit card. After media reports, it attracted attention from all walks of life.

This abnormal death was deemed a suicide by the local police, but the family members objected. The two parties negotiated an autopsy to determine the cause of Huang Jun's death. At present, the prosecutor's office has also intervened in the investigation. Behind the investigation and aftermath, the death of Huang Jun, a "card slave", has once again brought the chaos in the credit card business of the banking system to the public.

Huang Jun owns four credit cards in Ningbo: Shenzhen Development Bank, Bank of Communications, China Guangdong Development Bank and China Merchants Bank. According to reports, the credit card was basically purchased from banks during her investment in gold futures from June 2007 to June 2009. Huang Jun's four cards are actually not too many.

It was indeed a golden period for bank credit cards to “enclose the land”. It is not an isolated case for one person to open 4 credit cards. It is not only the case in Ningbo, but also all over the country. Due to the excessive issuance in the early stage, credit card bad debts gradually appeared.

The principal of Huang Jun's Bank of Communications credit card overdraft is 35,000 yuan, and the interest is nearly 20,000 yuan, which meets the requirements of the "Specific Application of Criminal Cases Concerning Obstruction of Credit Card Management" jointly issued by the Supreme People's Court and the Supreme People's Procuratorate in December 2009. "Interpretation of Several Legal Issues" delineates "a larger amount within 10,000-100,000." However, in addition, the "Interpretation" also requires that the debt period exceeds 3 months and the bank sends more than two collection notices to the person, which can be deemed as a "malicious overdraft".

“Huang Jun has been repaying the loan.” Huang Jun’s sister said.