It is recommended to provide the following materials (if any) for credit card approval:
Id card (required), income certificate (required, such as work income certificate, personal income tax withholding certificate or tax payment certificate, copy of provident fund payment record or payment list), personal assets certificate (such as copy of local real estate license, car purchase/use invoice, People's Republic of China (PRC) (PRC) motor vehicle driver's license, savings passbook or deposit certificate, etc. ), professional and technical certificates (for example, professional qualification certificates assessed or recognized by national authorities, including certified public accountants and registered auditors, etc.
It is recommended to bring the original, and the branch staff will verify the original as appropriate. When you arrive at the outlet, you need to fill in the application form. Please pay attention to the terms indicated on the application form. When filling in the application form, you must fill in your mobile phone and address and sign it for confirmation. Do not change it. The Credit Card Center of China Construction Bank will examine and approve your application materials within 15 working days. After approval, the card will be sent to your billing address.
CCB official website has also opened the online application function for most card types, which is very convenient.
Official website application:
Log in to China Construction Bank official website, select "Credit Card" in "Popular Channels" and click "Credit Card Application" on the left side of the page; Click "Credit Card Products". On this page, you can see all the card types that can be applied online. According to your own needs, choose your favorite card type and enter the card type introduction page. Click "Apply for Dragon Card Online" on the right side of the page. In the pop-up page, select your province and city, and according to your situation, choose whether you have CCB credit card, online banking shield and handling type.
If there is no CCB silver shield:
Select "Next", read and agree to the agreement, click "Next", and fill in basic information, work information, declared address and other information according to the website prompts.
Note: be sure to fill in your real mobile phone number, not someone else's number, otherwise it will bring the risk of financial loss. The address of the statement is generally the card delivery address, please fill it in carefully.
After completion and submission, the credit card application will enter the approval process, which will take about 15 working days. If approved, I will inform you by SMS or telephone to complete the interview formalities at the outlet, and I will go directly to the outlet with the original ID card. A business card will be sent to you after the interview.
If there is a CCB silver shield:
Please select the network shield, and you will be prompted to enter your ID number. Click Next, enter the online banking login interface, enter the ID number, password and verification code, select login, then confirm the identity information, insert the network shield, and click the confirm button to verify according to the computer prompt. After the verification is completed, fill in the information and submit it according to the above process without a screen saver. If you have a silver shield, you don't need to complete the interview procedure. If you pass the approval, the card will be sent directly to your billing address.
Note: Be sure to look for official website of China Construction Bank, and don't apply through other websites.
After receiving the card, you need to activate it before you can use it. Please choose the following methods to activate it:
1. online banking: online banking customers can log in to online banking directly, select the "Credit Card-Credit Card Activation" menu to open the card and set the password.
2. outlets: bring your valid ID card and credit card to any outlet to open the card and set the password.
3. Customer Service Hotline: Call the customer service hotline at 400-820-0588 with the mobile phone number reserved by the bank, and select the "Card Opening and Password Service" menu according to the prompts.
The credit card has a security code and expiration date. Please keep the card. If these two items are leaked, it may cause losses to your assets.