Credit cards have their own overdraft limit. When spending, you can overdraw your consumption by paying directly with a credit card on the POS machine.

The following is the method of credit card overdraft consumption:

1, binding Alipay, WeChat, etc. Use: bind the credit card with payment software such as Alipay or WeChat, and usually use the credit card to pay in stores that support Alipay and WeChat payment;

2, direct credit card consumption: shopping can be paid directly by credit card;

3. Credit card cash withdrawal consumption: Credit cards can be overdrawn for cash withdrawal, and the amount within the credit card limit can be withdrawn by ATM or transferred to debit cards.