The credit card cancellation process means that the cardholder needs to follow certain steps to cancel the credit card when he no longer uses the credit card to avoid improper use of the credit card by the credit card holder. The credit card cancellation process generally includes the following steps:

1. Contact the card issuer

First, the cardholder needs to contact the card issuer to inquire about the specific process of canceling the credit card and obtain relevant information. material. Under normal circumstances, the card issuing bank will provide an application form for canceling a credit card. The cardholder needs to fill it out completely and attach relevant supporting materials, such as a copy of the ID card, a copy of the household register, etc.

2. Submit application materials

After the cardholder completes the application form, he needs to submit the application form and relevant supporting materials to the card-issuing bank. After the card-issuing bank receives the application materials, An audit will be conducted. After passing the audit, the card issuer will issue a notice to cancel the credit card to the cardholder.

3. Confirm cancellation

After receiving the notice of cancellation of the credit card from the card issuer, the cardholder needs to confirm the cancellation and send the confirmation materials back to the card issuer in a timely manner for confirmation.

4. Go through the cancellation procedures

After the card-issuing bank receives the cardholder’s confirmation materials, it can start the cancellation procedures. According to the regulations of the card-issuing bank, under normal circumstances, the cancellation procedures It takes 3-15 working days to complete. After completion, the card issuer will issue a final confirmation notice to cancel the credit card to the cardholder.

5. Processing after Account Cancellation

After completing the cancellation procedure, the cardholder needs to return the credit card to the card issuer so that the card issuer can handle the account cancellation and transfer the cardholder to the account. credit card account is closed. At the same time, cardholders also need to clean up other credit card-related information, such as bills, invoices, etc., to avoid unnecessary trouble.