Even if it is divided into 12 or 6 installments.

Xinjinbao is a convenient, efficient and low-cost personal unsecured and unsecured cash advance service within the credit card limit provided by CITIC Bank's credit card platform for salaried customers with stable jobs and incomes.

Advantages of Xinjinbao:

No mortgage: 0 mortgage and 0 guarantee; low cost: monthly handling fee is as low as 0.85, no other fees.

3-day loan guarantee: complete information, 3-day loan guarantee; high limit, flexible repayment: you can choose 12, 24, or 36 periods; the procedure is simple and can be done in one time: all the information is complete, just come to the bank The loan can be released after one review.

Extended information:

CITIC Bank credit card installment rules.

According to the regulations of CITIC Credit Card Center, CITIC Bank's credit card installment business includes three types, namely bill installment, shopping installment and cash installment.

Credit card bill installment refers to the financial management function for cardholders to make installment repayments for credit card RMB and USD transactions, including installments for transactions that have not been billed and bills that have been issued. There is a handling fee for installment, but it can reduce the pressure of repayment.

Credit card installment shopping means that cardholders can use their credit cards to make purchases at credit card malls or cooperative merchants designated by the bank. They only need to pay for the purchase in installments, and there is a handling fee for installment purchases.

Credit card cash installment refers to the business of banks providing cardholders with cash withdrawals and repayment in installments. After the application is successful, the money will be transferred to the debit card in the name of the cardholder for specific consumption by consumers. , but there is a handling fee. CITIC Bank's credit card cash installment products also include "New Quick Cash", "Sui Loan", "Xinjinbao", "Tuanjinbao" and other products. You can check the specific features of each product on the official website of CITIC Bank Credit Card.

?Baidu Encyclopedia - CITIC Bank Credit Card