Credit cards overdraw a lot of cash, but whether they overdraw cash or spend the next day, they will generate overdraft interest. There is interest on saving money by credit card

The amount of overdraft cash by credit card is small. Credit card is used for consumption. If it is consumed in the current month and repaid before the 2th of next month, there will be no overdraft interest. But there is no interest on saving money with a credit card.

two kinds of cards spend five times a year on the card, regardless of the amount, there is no handling fee.

Personally, overdraft card should not do too much and do what it can. If it is too much, it will be a burden.