1, automatic repayment
You only need to tick the "Automatic Transfer Authorization" field when filling in the Bank of Communications credit card application form, and provide the corresponding repayment account number. Or go to the Bank of Communications outlet in the city where the original Bank of Communications debit card you need to bind for automatic repayment, and then bind the associated account. On the due repayment date, the RMB and USD arrears in your credit card will be repaid automatically.
2. Telephone banking business
Bank of Communications cardholders can go to the Bank of Communications outlets in the city where the original Bank of Communications debit card is located, and then dial the 24-hour customer service hotline displayed on the back of the credit card to transfer RMB from your Bank of Communications debit card and quasi-credit card in the self-service voice service to repay the RMB and USD arrears in your credit card.
3. Inter-bank ATM transfer repayment
Bank of Communications credit card holders can directly repay your Bank of Communications credit card with debit cards of other banks that have opened ATM card transfer function in 34 cities and surrounding areas.
4. Bank of Communications ATM transfer repayment
Bank of Communications credit card users can use the Bank of Communications debit card to transfer payment to your credit card at the ATM at the designated branch of Bank of Communications.