The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks have corresponding provisions:

Article 42 The issuing bank shall determine the required (optional) elements of the credit card application materials according to the overall risk management requirements, and omit (select) the required information or options in the credit card application materials.

Credit cards are handled by others (except for business travel cards and business shopping cards handled by the unit and supplementary cards handled by the main cardholder), signed by others and unsigned application materials.

Extended data:

?

Relevant provisions of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:

Article 35 If the number of accounts is too large, ICBC will contact customers for verification. Accounts with no transaction record within 6 months from the date of opening an account will be suspended from non-counter business and can only handle business at the counter of business outlets. After the identity is re-verified, it can be restored.

You can open a Class II account with a physical bank card at the counter of a business outlet or an intelligent teller machine. You can use it without binding the account, and you can handle the cash deposit and withdrawal within the limit and the fund transfer of unbound accounts.

Article 36? If there is suspicious information in the credit card application materials, the audit opinions are missing, the auditors at all levels have not signed (signed, entered the work code) or the system audit records are missing, the credit card may not be issued.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks