For example, the credit limit of your first card is 10000, and the credit limit of your second card is 8000. When your first card runs out of 8000 yuan, your second card is useless. On the other hand, if the second card costs 8000 yuan, you can continue to spend 2000 yuan to buy a card. In short, your total amount depends on the card with higher amount.
For the same bank and multiple credit cards, the limit has been calculated according to the maximum limit card, and all of them are 1 10,000, which means that you only have a total limit of 10000 in China Everbright Bank.
Extended data:
Tips for increasing quotas:
1. In the process of using credit cards, it is helpful to develop a good repayment record, repay the arrears on time, and avoid overdue situations, which will help to improve the credit limit.
2. When handling a credit card, if you have a real estate license and a motor vehicle driver's license, it is best to attach a copy of these materials, which will help to increase the limit.
3. If you need to temporarily increase the quota, you can directly call the credit card customer service to explain the problems and reasons that need to be temporarily increased (such as buying large household appliances and traveling abroad, etc.).
4. Always use credit card for large consumption until the credit card is maxed out. After many times, there is a great chance to increase your quota.
China everbright bank-credit card charter