By listing the types and functions of credit cards of Guangfa Bank, we can see at a glance which one is good and which one is suitable for our own use.
Credit card types of China Guangfa Bank 17:
(1) Guangfa Bank Vibrant Credit Card: The discount is mainly reflected in sports.
(2) Guangfa Bank Yintai Credit Card: This card is mainly for fashion elites.
(3) China Guangfa Bank Zhongjing Huitong Credit Card: 2% cash will be returned by swiping the card to refuel.
(4) Guangfa Bank Taobao Credit Card: It has unique functions such as "credit card consumption return" and "continuous installment return".
(5) China Guangfa Bank Ctrip Credit Card: issued to meet the needs of business travelers.
(6) Guangfa Bank Smart Credit Card: unique IQ300 smart consumption refund discount,
(7) China Eastern Airlines Credit Card of Guangfa Bank: Credit card spending can be automatically converted into China Eastern Airlines mileage, high aviation accident insurance and travel inconvenience insurance, full card loss protection 48 hours before loss reporting, and interest-free installment payment.
(8) China Unicom Credit Card of Guangfa Bank: Cardholders can enjoy interest-free and fee-free installment discount when purchasing Unicom products such as iPhone.
(9) Guangfa 7-day co-branded credit card: jointly issued by Guangfa 7-day hotel chain, and the discount is mainly reflected in the hotel.
(10) Guangdong Development Bank Shenzhen Airlines Zunpeng Credit Card: It has the functions of "mileage advance" and "associated account".
(1 1) Guangfa Bank QQ Credit Card: Guangfa QQ Car Card, mainly for private car owners.
(12) Guangfa Hope Credit Card: Charity.
(13) China Southern Airlines Pearl Credit Card of Guangfa Bank: mainly providing aviation services and wealth management services.
(14) Credit card features of Guangfa Bank: card loss protection, "Yangyanghang" interest-free installment payment, mail order installment payment, overdraft withdrawal, etc.
(15) standard credit card of China guangfa bank: featured functions include card loss protection 48 hours before full loss reporting, optional free insurance gift, ultra-low minimum repayment amount, ultra-long interest-free repayment period, "yangyanghang" interest-free installment payment, mail order installment payment, overdraft withdrawal points counting, etc.
Annual fee of main card: Puka UnionPay card annual fee, 40 yuan Gold Card UnionPay card annual fee, 80 yuan.
Free annual fee policy: free annual fee in the first year, and free annual fee in the following year after swiping the card six times. The annual fee for MasterCard Titanium Card is charged to 480 yuan in the first year. From the first year, the annual fee for swiping the card can be 80,000 yuan, that is, the annual fee for the second half of the year is exempted.
Cash advance limit: 50% of the credit limit.
Interest-free period: 20 to 50 days.
Consumption verification method: signature+password
Revolving credit interest (daily interest): 0.05% interest is charged every day, with a minimum charge of 1 yuan.
Consumption SMS notification fee: 300 yuan and above are free, and SMS notification function is required in 300 yuan and below. The fee is 3 yuan per month.
What kind of Guangfa credit card is better?
The application conditions of Guangfa Credit Card are almost the same. Let's see which card is suitable. Here are some introductions:
1. China guangfa bank Ctrip credit card: issued to meet the needs of business travelers.
2. Guangfa Bank Smart Credit Card: unique IQ300 smart consumption refund discount.
3. Guangfa Bank QQ Credit Card: Guangfa QQ car card, mainly for private car owners.
4. China Southern Airlines Pearl Credit Card of Guangfa Bank: mainly providing aviation services and wealth management services.
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In fact, the cards issued by Guangfa Credit Card are almost the same, mainly depending on what rights you need. Here are some examples:
1, Vitality Credit Card: The discount of this card is mainly reflected in sports.
2. Yintai Credit Card: This card is mainly for fashion elites.
3. Zhongjing Huitong Credit Card: Enjoy returning 2% cash by swiping the card, and refuel. Suitable for people with cars.
4. Taobao Credit Card: It has unique functions such as "credit card consumption return" and "continuous installment return". Regular online shopping can choose.
For more information about what kind of CGB credit card is good to get off, please visit: See More.
What are the types of Guangfa credit cards?
I love cards. I would like to introduce the types of Guangfa credit cards to cardholders in detail for their reference. Types of CGB Credit Cards CGB Yintai Credit Card not only has the basic financial functions of CGB, such as accumulated points for overdraft withdrawal, 50-day interest-free repayment period and full protection 48 hours before loss reporting, but also enjoys a variety of shopping preferential functions, including: discount cash back, free installment, multiple points, redemption of points for shopping cards, free parking and so on. At the same time, Yintai Card also enjoys various rights and interests of Yintai VIP. Guangfa Taobao Credit Card This card has the basic services and functions of Guangfa Credit Card, and has unique functions such as credit card consumption return and continuous installment return. After activating the card consumption, there are lovely fashion Taobao dolls and Alipay points. Note: Guangfa Taobao Card has no integral function. Guangfa Ctrip Credit Card This card is specially designed for business travelers. The special features of the card include two-in-one and two-way accumulation of Ctrip points, gift of travel accident insurance, and free cash withdrawal once a month to meet the needs of business travelers. Guangfa smart credit card Guangfa smart card has unique IQ300 smart consumption refund discount, which allows you to enjoy super high return reward. Coupled with IQ300 smart consumption, overdraft withdrawal, installment points discount, double points to cover consumption, endless feedback. In addition to the basic services and functions of China Eastern Airlines Credit Card, China Eastern Airlines Co-branded Card also has many intimate functions (automatic redemption of China Eastern Airlines mileage, high aviation accident insurance and inconvenient travel insurance, full card loss protection 48 hours before loss reporting, and interest-free installment payment by all banks). Guangfa 7-day co-branded credit card Guangfa 7-day co-branded credit card is a credit card with cartoon payment function jointly issued by Guangfa Bank and 7-day hotel chain. This card can enjoy 7 days of hotel membership rights, and at the same time, it has the function of financial services with wide card issuance, and gives a high amount of travel accident insurance. At present, the card only issues UnionPay brand gold cards. Guangfa Shenzhen Airlines Zunpeng Credit Card
Types and Introduction of Guangfa Credit Card (Debit Card)
The types of CGB credit cards (debit cards) can be distinguished by the following methods:
1. According to the credit card (debit card) level, Guangfa credit card (credit card) can be ordinary card, gold card or platinum card.
2. Guangfa credit card (debit card) can be divided into urban white-collar workers, car lovers, business travelers, supreme elites and joint credit cards (debit cards) according to their functions, among which:
1. Urban white-collar workers mainly include Guangfa Faner Credit Card (credit card), Guangfa Sharp Credit Card (credit card) and Guangfa Tencent Co-branded Credit Card (credit card).
2. Car lovers mainly include Guangfa Easy Car Co-branded Card, Guangfa Owner Credit Card (Debit Card) and Guangfa ETCP Co-branded Credit Card (Debit Card);
3. There are mainly Guangfa Ctrip Credit Card (credit card), Guangfa China Southern Airlines Mingzhu Credit Card (credit card) and Phoenix Yin Zhiguo Airlines Guangfa Credit Card (credit card).
4. The Supreme Elite mainly includes Guangfa Ctrip Platinum Credit Card (credit card), Guangfa Diamond Card, Guangfa Unlimited Card/World Card, etc.
5. Co-branded credit cards (credit cards) mainly include Guangfa Southern Airlines Pearl Credit Card (credit card), Guangfa Eastern Airlines Credit Card (credit card) and Guangfa Taobao Credit Card (credit card);
As for the detailed information of credit card (debit card), you can check it on the application page of Guangfa Credit Card (debit card).
What are the credit cards of Guangfa Bank? How much is the amount?
There are five categories:
Supreme elite-platinum card series. Such as: Guangfa Shang Zhen Platinum Credit Card, Guangfa Xiangzhen Platinum Credit Card, Guangfa Ctrip Platinum Credit Card and Guangfa China Eastern Platinum Credit Card;
Excellent business travel-business travel series. Such as: Guangfa Ctrip Credit Card, Guangfa China Southern Airlines Pearl Credit Card, Guangfa China Eastern Airlines Credit Card, Guangfa Shenzhen Airlines Zunpeng Credit Card, Phoenix Yin Zhiguo Airlines Guangfa Credit Card;
Car family card series. Such as: Guangfa Easy Car Co-branded Card, Guangfa Owner Credit Card, Guangfa Yuetong Card, Guangfa Youyoutong Credit Card and Guangfa Express Card;
Urban white collar-white collar series. Such as: Guangfa DIY Credit Card, Guangfa Vitality Credit Card, Guangfa Happy Credit Card, Guangfa Hope Credit Card and Guangfa Aichong Credit Card;
Joint Credit Card _ Joint Series. Such as Guangfa Taobao Credit Card, Guangfa Ctrip Credit Card, Guangfa Vipshop Credit Card, Guangfa Ke Fan Credit Card and Guangfa Unicom Credit Card.
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The amount of credit card has little to do with the type of card, but mainly with the cardholder's economic ability and credit situation. At present, the credit card limit of Guangfa Bank generally ranges from 3,000 to 50,000 yuan. Generally, the credit card of Guangfa Bank is between 3000- 1 10,000, the credit card of Guangfa Bank is between 1 10,000-50,000, and the credit card of Guangfa Platinum is above 50,000.
According to the cardholder's income and credit standing, Guangfa Bank verifies the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the card within the validity period.
Advantages and disadvantages of CGB credit card:
Advantages:
Free of annual fee in the first year, and free of annual fee in the second year after brushing for six times;
Pay more free of charge;
Only 3 yuan is needed to make up the statement;
Send a copy of the insurance;
There is a discount for handling cards.
Disadvantages:
SMS service fee requires 3 yuan;
The loss reporting fee is high in 85 yuan;
Less outlets.
Types and Introduction of Guangfa Credit Card
The types of CGB credit cards can be distinguished by the following methods:
1. According to the credit card level, Guangfa credit card can be ordinary card, gold card or platinum card.
2. According to the functions, Guangfa Credit Card can be divided into urban white-collar workers, car enthusiasts, business travelers, supreme elites and joint credit cards, among which:
1. Urban white-collar workers mainly include Guangfa Faner Credit Card, Guangfa Sharp Credit Card and Guangfa Tencent Co-branded Credit Card.
2. Car lovers mainly include Guangfa Easy Car Co-branded Card, Guangfa Owner Credit Card and Guangfa ETCP Co-branded Card.
3. There are mainly Guangfa Ctrip Credit Card, Guangfa China Southern Airlines Pearl Credit Card and Phoenix Yin Zhi China Airlines Guangfa Credit Card.
4. The Supreme Elite mainly includes Guangfa Ctrip Platinum Credit Card, Guangfa Diamond Card, Guangfa Unlimited Card/World Card, etc.
5. The joint credit cards mainly include Guangfa Southern Airlines Pearl Credit Card, Guangfa Eastern Airlines Credit Card and Guangfa Taobao Credit Card.
As for the details of the credit card, you can check it on the application page of Guangfa Credit Card.
For more types and introductions of Guangfa Credit Card, please go to: See More.
This concludes the introduction of the types of Guangfa Credit Card and the selection of the types of Guangfa Credit Card. I wonder if you have found the information you need?