Post-credit card loan management refers to the process in which banks supervise, manage, track and control the risks of credit card loan customers. Specifically, it includes the following contents:

1. Repayment management: banks remind customers to repay on time through various means, such as SMS, telephone and email. At the same time, the bank will also track the repayment situation, find out the overdue or arrears in time, and take appropriate measures to manage and collect.

2. line management: the bank will manage the credit card line of customers according to their credit status, income and other factors. At the same time, if the customer has a bad record such as overdue, the bank will adjust its quota accordingly.

3. Risk control: Banks will control customers' risks by means of risk assessment, etc., to ensure that risks in the process of loan are minimized.

4. Credit enhancement: For customers with good credit status, the bank will provide credit enhancement services under certain conditions to meet their higher consumption demand.

through post-loan management of credit cards, banks can better control risks, improve customer repayment rate and provide customers with a better consumption experience.