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What should I do if my credit card is activated but no transaction password is set?

What should I do if my credit card has been activated but no transaction password has been set?

It can be set on the official website or at the bank. If you need a password to withdraw cash, you can usually swipe your card without a password. Can I pay back the car loan credit card that has been activated but has not set a transaction password?

Yes, the maximum consumption is not allowed, and the repayment will not be affected

1. Phone settings: You can call 40088-95558 , set/modify/reset the transaction password through the automatic voice service; if you forget the credit card transaction password, you can call and reset your credit card transaction password through the menu "Personal Information Modification and Transaction Password Settings, etc." Select 1→3→2 to set the phone service password and select 1→3→3 to set the transaction password.

2. ATM machine settings: It can also be modified through any CITIC Bank ATM machine.

3. Online banking settings: Log in to the CITIC Credit Card online banking to modify it yourself.

4. Quick online banking settings: Log in to online banking, click Forgot Password on the login interface, reset the phone service password according to the prompts, select Personal Settings → Set Transaction Password → Reset.

5. If you receive a new credit card, you cannot set a password on the ATM machine. You need to call 40088-95558 and press 1 and then 2 to open the card. Subsequently, you can dial 40088-95558153 to set a password, and then select 1 after 40088-95558154 to set up consumption with password and signature. Only after setting the transaction password can it be modified at the ATM machine. The credit card has been activated, how to set the transaction password?

If it is a China Merchants Bank credit card, you can set it directly when it is activated. If it was not set at the time, you can call customer service to set up the credit card and forget the transaction password.

Set the credit card transaction password

There are two options: 1) Call the credit card phone number (printed on on the back of the card), press 1 to enter Chinese service, press 4 again to enter cardholder service, press 3 again to enter password setting, and then press 3 to enter transaction password setting. You can modify it yourself after logging in according to the voice prompts. 2) You can also log in to "Credit Card Online Banking" from the official credit card website (also printed on the back of the card), then go to "Account Management" in the upper left corner, then "Password Management", and then click "Transaction Password Settings" to modify it yourself. . What should I do if I have activated my Everbright Bank credit card but have not set a transaction password?

There are three credit card transaction methods, one is signature, one is password, and the other is password + signature. If you choose to swipe the card only by signing, then you only need to sign when swiping the card. Under normal circumstances, credit cards will have an initial password. You can just change the initial password. If you don't know, just call the customer service number on the back of your credit card and ask the staff to handle the problem for you.

My suggestion is not to set a transaction password, it is safer to consume with a signature. Because if your card is lost or stolen without your signature, you are not responsible. You just need to report the loss as soon as possible. If you use a password for transactions, then if your card and password are lost and you use the password to consume when it is stolen, then the bank will default to the consumption by yourself. This is why foreigners’ credit cards are all paid with signatures, but only Chinese people like to set passwords, and banks also want you to set passwords.

When consuming with a signature, after swiping the POS machine, you can just press Confirm without entering a password. I hope this helps you. Your postal savings credit card has been activated, but you forgot to set the transaction password.

It seems that you can call customer service.

If not, the customer service will tell you how to handle this business. I applied for a postal credit card, how do I set the transaction password when activating it?

Postal Savings Bank of China Credit Card Transaction Password Settings

Postal Savings Bank of China Credit Card Transaction Password is a password for you to use at ATMs, branch counters, and domestic merchants. If you have If you choose the domestic consumption confirmation method as "Password + Signature", the transaction password can be used when you make purchases at ATM machines, outlet counters, and domestic merchants; if you choose the domestic consumption confirmation method as "Signature Only", you can use it at ATMs and outlets The transaction password must be used when using the counter.

How to set the Postal Savings Bank credit card transaction password:

After receiving the Postal Savings Bank of China credit card, call the customer service number to activate your card, and then follow the voice prompts to set your Credit card inquiry password and transaction password. Can I withdraw cash without setting a transaction password on my credit card?

No, cash cannot be withdrawn from a credit card without a withdrawal transaction password. After the Agricultural Bank of China credit card is activated, the transaction password is not set successfully. How to remedy this?

The consumption function with password can be set up at any time through the Credit Card Center. For details, please contact our credit card center: 4006695599.

The credit card payment password can be modified through the Agricultural Bank of China counter, Agricultural Bank of China ATM machine or the manual customer service of the credit card center; the inquiry password can be modified through personal online banking, mobile banking or telephone banking; if the password is forgotten, the password can be modified through the credit card center Manual service handles payment password and query password reset. For details, it is recommended that you contact our credit card center: 4006695599 or 021-61195599.