To check the pre-authorization, you can call the corresponding bank customer service and ask, or you can check it through mobile banking or online banking after the consumption is credited. If the pre-authorization is not completed after the pre-authorization is made, the pre-authorization deduction amount will be automatically released after a period of time

Pre-authorization refers to the cardholder’s consumption in hotels, hotels or rental companies. It is not completed at the same time as settlement, and the special unit requests authorization from the card issuer in advance through POS.

Notes:

1. Supports swiping the card and inputting the card number manually

2. The purchase order should be kept properly

3. No Cancellation of "pre-authorization revocation" is allowed

4. Cancellation within 30 days after the pre-authorization transaction

5. Individual revocation of part of the pre-authorization amount is not supported

< p>6. The transaction voucher is marked with the words "pre-authorization revocation"

7. If pre-authorization is added, the amount, pre-authorization number and date should be the added ones

8. There is no need to verify the extended information of the cardholder's password

China Merchants Bank credit card pre-authorization is a transaction in which the bank confirms the frozen limit before deducting the money from the special merchant. It is a prepayment method similar to "deposit". It is used when booking air tickets or renting a car. Or hotels, especially overseas hotels. At the request of the merchant, the bank will first freeze a portion of the funds in the credit card as a "guarantee" for the consumer's consumption at the merchant.

Using credit card pre-authorization can not only meet urgent needs when consumers are short of cash on hand, but also reduce cash transactions.

"If you cancel your holiday reservation plan, remember to ask the merchant for the cancellation number as a proof of cancellation." Bank staff reminded that after using pre-authorization, if the cancellation is not processed in time, the merchant can directly transfer it away The bank will generally not refuse payment. It is necessary to consciously and proactively request or confirm that the relevant merchants immediately revoke the pre-authorization to avoid possible financial risks.

In fact, pre-authorization can also be unfrozen in advance. According to bank staff, in a credit card pre-authorization transaction, because the amount is frozen, the cardholder's credit limit will be reduced by the corresponding amount.

If the merchant does not perform pre-authorization to complete the transaction within 30 days, the amount will be automatically unfrozen after 30 days and the cardholder's credit limit will be restored. If the cardholder is eager to restore the credit limit within 30 days, generally the hotel can pre-authorize the transaction and the credit limit will be restored immediately after the transaction is completed. Baidu Encyclopedia-Pre-authorization