1. What is Atomic Loan? Atomic Loan is a lending product of Rongshi Information Technology Co., Ltd. Atomic Loan cannot be applied for at the same time as Yueguangzu, and users who apply for Atomic Loan must hold a credit card to apply. Now Atomic Loan has a payment loan. The loan amount of Atomic Payment Loan is between 3,000-5,000 yuan, and the loan period is 3-6 months. Users do not need to hold a credit card to apply for a loan. However, payment loans can only be applied for in the Atomic Loan APP.

2. Payment loan product information Amount range: 3000-5000 Rate range: Minimum loan period: 3-6 months Required information: ID photo, Zhima credit score, emergency contact optional information : Jingdong account or Alipay account, choose one of the two. Loan speed: Loan within 3 hours after completing the application

3. Payment loan application process 1. Open the Atomic Loan APP and click "Payment Loan"; 2. Select certification You can choose either Alipay account or JD account; 3. After verification, you can get the estimated amount; 4. After verification, you can get the estimated amount, follow the prompts to complete the three identity verifications; 5. Wait for the loan.