1. For urban and rural residents who have reached the age of 18, have a fixed occupation and a stable income, and generally work in the place where their permanent residence is located, they should fill in the application form and autograph it at the "applicant's signature" to apply for a credit card. They need to provide a copy of ID card, work certificate, income certificate, bank deposit certificate, real estate license, degree certificate, etc.
2. Some card-issuing banks may require certificates issued by local public security departments, temporary household registration or certificates issued by relevant departments, including work certificates, for foreign household registration, overseas personnel applying for local jobs and active military officers applying for credit cards in their own names. Applying for a credit card is comprehensively evaluated by the system. There are many reference factors, such as age, job stability, income, personal credit and so on, which are not determined by unilateral factors. Everyone's situation will be different.
3. In order to pass the comprehensive evaluation of the system and the judgment of the credit limit, the work certificate can be the original work certificate issued by the employer. Please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company, or a copy of the work permit verified and indicated by the sponsor.
4. The proof of economic source can be a payroll record issued by the bank, or an income tax withholding certificate, or a document that proves the market value of the house, car, deposit and investment, such as the real estate license, car driving license, and a copy of the bank time deposit certificate. , can prove the financial level. Other documents for reference include the list of social insurance personal accounts in the last six months, water, electricity and gas bills, credit card bills of other banks, etc.