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How to repay the overdue card of ICBC credit card?
Cardholders can contact the bank credit card center to apply for deferred repayment.

Credit card cancellation does not affect credit card repayment. Cardholders can repay the money according to normal channels. If the repayment fails, you can call the customer service phone of the issuing bank or bring your valid ID card and credit card to the counter of the issuing bank's outlets for repayment.

Although the user cancelled the credit card, the bad record caused by overdue repayment still exists in the bank. The best way is to continue to use this card, keep the repayment record, and cover the original negative record with the new repayment record, so that a new credit record will be generated after 24 months, which will not have a bad influence on credit behavior.

Extended data:

Matters needing attention in using ICBC credit card:

1. When the user swipes the card, please keep the card away from sight to avoid misuse or theft.

Please don't sign the blank or unfilled bill at will.

3. Before signing, the user must confirm whether the card number and amount listed in the bill are correct, and pay attention to whether the consumption currency and amount expressed in words and figures are correct.

4. If the transaction needs to be rewritten or cancelled due to the wrong signing, please ask the merchant to tear up all the original signing and keep the return voucher given by the merchant to avoid disputes in the future.

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