In fact, as long as you ensure that you can repay your car loan in full and on time when using your car loan card, maintaining a good credit record will be helpful for increasing your credit limit. Today, the editor is going to tell you some tips on how to increase your credit limit. Cardholders who are dissatisfied with their credit limit should take a closer look.

Tips for increasing the credit limit - credit record

Whether you are applying for a credit card or increasing the limit on your credit card. A good credit record will be of great help to you, so you must repay your loan on time, and it is best to ensure that the repayment is in accordance with the amount. Having a good credit record is the basis for raising your credit limit.

Tips for increasing your credit limit - Frequency of credit card swiping

Use your credit card in every possible way. Only by increasing the frequency of use and consumption categories can you lay a solid foundation for increasing your credit limit. Regardless of the amount, as long as the card can be swiped, it will definitely be swiped. For example, you can top up your phone bill, go to the supermarket to buy things, and you can go to the supermarket to swipe your card to buy two bottles of mineral water for whatever is convenient. You can also go to the supermarket to buy daily necessities for a month in several installments.

Tips for increasing the limit - the amount of card swiping

It is best for each bill consumption to be at least 30% of the total limit. In fact, the frequency of your card swiping can also be used for you. Increase monthly bill generation.

Tips for increasing the limit - occasional temporary limit increase

Generally speaking, when the fixed credit limit of the cardholder's credit card is not enough (for example: decoration, travel, etc.) , you can call the credit card center of the card-issuing bank and ask customer service to temporarily increase the credit limit within a certain period of time. The customer service will decide whether to temporarily increase the credit limit based on the card usage records. After the specified time, the credit limit will be adjusted back to the original fixed limit. Quota. The temporary quota is generally valid for one month.

Tips for increasing the limit - Submit proof of financial resources to apply for an increase

After applying for the card, you can submit proof of cars, houses, and financial products that you did not submit when applying, and then Submit an application to ICBC for a quota increase.

Tips for card limit increase - apply for limit increase by depositing foreign exchange

If it is a dual-currency card, first deposit 100 US dollars for yourself, and then call customer service to apply for a limit increase. Reasons If you want to go abroad, apply to increase your US dollar limit. At the same time, the RMB quota will also be increased. "

Finally, a special reminder is that all credit increases are based on a good credit record, so don’t forget the repayment time.