The so-called maxing out refers to maxing out the credit limit

For example, if your card allows you to overdraft 300 US dollars, and you max it out, then you must use it within the specified period. To pay off the debt, there are many types of cards. One type of card has no limit and must be paid off in the same month. Some cards have limits and do not need to be paid off in the same month but have high interest. If you cannot catch up in time after maxing out... ..Then...the consequences are very serious, related to your credit loss, which may not be recovered for many years. All credit card companies will no longer believe in you and give you any loans.

In short, credit cards Don’t be afraid if you max out the money. What you’re afraid of is that if you max out the money and you still can’t pay, the consequences will be extremely serious

At least you have to pay off the monthly interest