Douyin’s video collection of overdue credit cards is false information.

Details:

1. First of all, Douyin is a social platform and short video sharing platform, not a collection agency, so overdue credit card collection cannot be done through Douyin.

2. In addition, according to relevant laws and regulations in China, overdue collection of credit cards must comply with certain regulations and procedures, and illegal means such as private intimidation, injury, and slander cannot be used.

3. Regular credit card institutions will conduct overdue collections through phone calls, text messages, emails, etc., and will provide written notices such as collection letters. During the process of overdue collection, we will negotiate a repayment plan, provide repayment assistance, or seek legal relief.

4. If you encounter collection fraud, you should promptly contact the credit card issuing bank, call the police or complain to the consumer rights protection department. At the same time, it is necessary to protect the security of personal information and assets to avoid being defrauded.

Summary:

Douyin’s video law to collect overdue credit cards is false information. During the overdue credit card collection process, you should abide by relevant laws and regulations, choose formal channels to contact the credit card issuing bank, and safeguard your own rights and interests.

Extended information:

Credit card overdue collection means that the cardholder fails to repay in accordance with the repayment time and amount stipulated in the credit card contract. The bank or credit card issuer collects overdue debts. Actions taken to repay the money. There are various methods of overdue collection, including but not limited to phone collection, SMS collection, email collection, door-to-door collection, etc. Overdue credit cards will have a serious impact on the cardholder's credit record and may even lead to legal disputes. Therefore, you should communicate with the credit card issuing bank in a timely manner after the expiration date and formulate a reasonable repayment plan.