? The so-called temporary line to fixed line means that one of your banks has a temporary line and successfully raised a fixed line, then the proposed fixed line will occupy a temporary line, that is, part of the original temporary line will become a fixed line.
Therefore, to be precise, the temporary quota cannot be directly changed into a fixed quota. However, those who have a temporary quota can take good care of them, and maybe they will get a fixed amount of commission in a few months. Let's see what we should do!
The relationship between temporary quota and fixed quota, some banks give you temporary quota to admit that your spending power has improved, and use it to test you. Once some banks use it, there is no hope to increase the fixed quota.
Then can I use the temporary limit?
Today, Lao Tan summed up the attitude of 13 prime Bank towards the temporary quota, and suggested that you collect this article.
1. Use boldly, and use temporary amount will help to increase the fixed amount.
Bank of Communications, China Merchants Bank, Xingye, Pufa, Minsheng, CITIC, Ping An and Guangfa
These eight banks, if you give the temporary quota, you will spend it generously, which will not only have no impact on the fixed quota, but also benefit. Even some banks, such as Ping An Bank and China Merchants Bank, are ok if their credit cards occasionally burst.
After Xingye has a temporary quota, it can apply for double card and curve withdrawal.
2. For Buddhism, it has nothing to do with quota.
China Industrial and Commercial Bank, China Bank and China Everbright Bank.
These three banks are relatively Buddhist and have temporary capital needs, so they can use a little. If there is no need for funds, it is just as well to put it there. As for the increase, they have their own scoring system. Among them, Everbright has a temporary quota. After using it for three months, I called to apply for color fixation, steady and tough!
3. Careful use will affect the cycle of fixed increase.
Agricultural Bank of China, China Construction Bank
If you don't just need it, if these two brothers inform you that you can raise the amount, then don't order it! ! ! In case one's fingers itch and you want to increase the quota, congratulations. After the quota of ABC expires, wait for 6+ 1, and after the quota of CCB expires, wait for 3 months before raising the quota.
Ps: Generally, the fixed-line cash withdrawal period of ABC is 6+ 1, and that of CCB is once in July and August.
The correct way:
① See if it has been 6 months since the last withdrawal (whether it is withdrawal period).
Don't quit before the exit period, or you won't succeed even if it shows that you can quit;
(2) To the APP, withdraw the fixed amount first, and then withdraw the temporary amount. If you can't withdraw the fixed amount, just wait.
Finally, I would like to remind you that the use of the temporary line can be repaid in full at maturity, and it should not be overdue. The temporary quota has been raised, so try to use it as much as possible, and it is most taboo to cancel it voluntarily, so it is easy to enter the "little black room". Of course, if it is overdue, I suggest you find some ideas and learn to deal with it ~!
As for the question of temporary quota, I believe you have some understanding by now. Of course, the bank's credit to everyone is affected by many aspects, and the routine is only for most people! You have to explore the skills yourself ~
Lao Tan Cai Shang initiated a discussion among readers. Do you think the allowance is useless? Selected discussion content
My China Merchants Bank has not raised the amount for almost two years, and it is still the original 5k. I have used various methods ... other banks with clean credit information have mentioned it, even the iron cock Guangfa has mentioned it to me three times, but what should I do if China Merchants Bank does not mention it! Is Carl curve okay?
author
Have you ever used temporary loans and short-term loans?
There is no quota. . There has never been an electronic attendant. Never used it. When I was in college, I set up a student card of China Merchants Bank (the kind without quota) just to make the League of Legends co-branded card look good, and I always felt that it had something to do with it.
author
Then you can try curve lifting.
Nan ge Ben Zun
Nothing is needed.
author
Well, that depends on which bank. This is a warning in a darkroom!