For many cardholders, the more credit cards, the better. However, the more credit cards there are, there are usually certain restrictions. For example, the credit limit of different levels of cards is different. So, as a low-carbon platinum card issued by Industrial Bank, what is the limit of Industrial Credit Card? How to raise the amount if the amount is not enough? Let's take a look together.

Credit cards issued by Industrial Bank generally have several levels: ordinary cards, gold cards and platinum cards. The higher the card level, the higher the credit limit. Generally, a common card costs between 3000- 10000 yuan, a gold card costs between 10000-50000 yuan and a platinum card costs more than 50000 yuan.

In fact, the amount of the card depends on the specific situation of the applicant. Generally speaking, applicants who have formal jobs, stable income, good credit records, and more personal assets such as real estate, auto products, wealth management products and bank time deposits will apply for a higher amount.

Industrial Bairui Jinka is a medium and high-grade card launched by Industrial Bank. Only those who meet certain conditions can apply, and the amount of the card is also comprehensively evaluated by the bank according to the applicant's situation.

Different from other platinum cards, the initial amount of Swiss Platinum is not 50,000 yuan, usually starting from several thousand yuan, which can be adjusted upwards according to the requirements of customers. Some customers report that their quota is 30,000 yuan, while others are 6,543,800 yuan. It can be seen that the better the applicant's credit, the higher the quota.

The maximum amount of industrial bank Bai Rui gold card is also determined by the bank according to the personal credit card situation and credit line. There is no unified statement on the specific maximum amount. As long as we swipe our cards well and pay back on time, the quota will definitely increase. Don't worry about this.

remind

The credit card limit will also change with the cardholder's use of the card:

1. If you spend more with a credit card and repay it on time, you can also get the opportunity to raise the amount; If the credit card is rarely used after activation, or if it is not repaid on time, it is likely that the bank will reduce the credit card limit;

2. If the cardholder's qualification (income or financial status) has been significantly improved several months after issuing the card, you can also update your information at the credit card center to complete the withdrawal.

Therefore, the initial amount and cash withdrawal amount of a credit card are related to the repayment ability and credit status of the cardholder. If you want to apply for a high-value Industrial Ruibai Gold Credit Card, you need to provide financial proof materials as much as possible when you apply for the card, and try to repay the loan on time with the card as much as possible.