If there is no money in it for half a year, it will automatically sleep, and it will automatically activate once funds enter. Deduct the annual fee of $29.95 for the first time. If the money is not enough, it will be deducted next time. If Cary has no money, don't worry.
For details, let's take a look at Baidu's "Payoneer MasterCard Prepaid Card+American Bank Account Free Application Tutorial".