The father's credit blacklist is likely to affect his children's college education. Punishment for faithless people: restricting children from going to fee-paying schools. Restrict the legal representative, principal responsible person, actual controller and the person directly responsible for affecting the debt performance of the person who has lost his trust from paying high-fee private school fees for his children with his property. Travel by train or plane is restricted. After the parents divorce, the child is raised by the mother, and if the father does not live with the child, the father's dishonesty will not affect the child.
Parents divorced, father's credit card overdue has a specific impact on children:
1. Credit card overdue penalty is required. When the cardholder fails to repay before the due repayment date (inclusive) or the repayment amount is lower than the minimum repayment amount, the cardholder shall pay the fees to the issuing bank according to the regulations;
2. After users overdraw with credit cards, there is generally an interest-free repayment period ranging from more than 20 days to more than 50 days. If the cardholder's repayment is overdue, all the expenses of the cardholder last month will no longer enjoy the interest-free treatment of the bank, and the circulating daily interest rate is as high as five ten thousandths, that is, the annual interest rate reaches18%;
3. Credit card overdue repayment records will enter the central bank's credit information system to generate bad credit records;
4. If the credit card is not repaid for more than 3 months, the bank will ask a lawyer to send a lawyer's letter to the user and bring a lawsuit to the court, and the litigation expenses will be borne by the cardholder;
5. Malicious overdraft requires criminal responsibility.
To sum up, the punishment for dishonesty: restricting children from attending high-cost schools. Restrict the legal representative, principal responsible person, actual controller and the person directly responsible for affecting the debt performance of the person who has lost his trust from paying high-fee private school fees for his children with his property. Travel by train or plane is restricted. After the parents divorce, the child is raised by the mother, and if the father does not live with the child, the father's dishonesty will not affect the child.
Legal basis:
Article 3 of the Provisions of the Supreme People's Court on Restricting the High Consumption of the Executed Person.
If the person subjected to execution is a natural person, after taking measures to restrict consumption, he shall not have the following high-consumption and non-essential consumption behaviors for life and work:
(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;
(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;
(three) the purchase of real estate or new construction, expansion, high-grade decoration of housing;
(four) leasing high-grade office buildings, hotels, apartments and other places to work;
(5) Purchasing non-essential vehicles;
(6) tourism and vacation;
(seven) children attending private schools with high fees;
(8) Paying high premiums to purchase insurance wealth management products;
(9) Other non-essential consumption behaviors such as occupying all seats of prefix EMU trains and other first-class or above seats of other EMU trains. If the person subjected to execution is a unit, the person subjected to execution, its legal representative, principal responsible person, person directly responsible for debt performance and actual controller shall not carry out the acts specified in the preceding paragraph after taking measures to restrict consumption. Anyone who uses personal property for private consumption to commit the acts mentioned in the preceding paragraph may apply to the enforcement court for enforcement. If the examination by the enforcement court is true, it shall be allowed. .