There are several ways to cash out credit cards:

1. When friends get together or company banquets, collect the money yourself and pay with a credit card.

2. Use a credit card to purchase monetary funds. You can set the redemption date of the fund two days before the credit card repayment date, which means using the redeemed fund money to repay the credit card money. You can also earn the price difference between the two and obtain indirect "monetary" income.

3. Refund tickets purchased by credit card. Some airlines stipulate that as long as a first-class ticket is refunded 24 hours before departure, a full cash refund can be made (excluding first-class tickets that have been changed due to a no-show). You must swipe your card to purchase and issue tickets at the airline's self-built business hall to do this. Tickets purchased and issued at other ticket agency points will be charged refund fees.

4. Purchase large-value mobile phone recharge cards. China Mobile's self-built business hall can accept credit card payments to purchase phone recharge cards, and also provides cash refunds for phone calls upon account cancellation. First use a credit card to recharge your mobile phone number, and then bring your ID card and mobile phone card to the China Mobile business hall to cancel the number and get a refund.

5. False online consumption. You can buy goods on Taobao, and then the merchant will transfer the cash to complete the cash-out.