2. First of all, you should know the calculation method of credit card points: China Merchants Bank's credit card consumption accumulated points, and the single consumption accumulated 1 points per 20 yuan /2 dollars. Car cards and city theme series gold cards will accumulate 1 points for every 20 yuan or USD 2, and an extra 50% points will be given (the points are rounded off), but the validity period is 3 years. YOUNG card youth master card and Sina Weibo credit card holders will get 1 times bonus for spending in the birthday month, with a maximum of 2,000 points.

3. Not all credit cards of China Merchants Bank have points. Generally, credit cards such as shopping malls, department stores, restaurants, hotel accommodation and travel have points. Consumption without points includes: online shopping, buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other credit card websites that explicitly do not accumulate points.

Knowing the above two rules, you will know where the points come from, so that you can earn points with credit cards when traveling, having fun and shopping, such as banquets and going abroad.

Banks often cooperate with some designated merchants, where they can get multiple points by swiping their cards. The list of merchants designated by the bank can be found in the bank credit card official website.

6. In official website Bank, there are points discount activities throughout the year. For example, send points to change cards and send points in installments. You can always pay attention to the preferential activities in official website and double your points.