Normal China Merchants Bank customers apply for credit cards. Customers who apply for UnionPay single identification cards can also send all-currency cards to customers. There are VISA full currency cards and other brands of full currency cards. But it mainly depends on the way of application, not every customer will automatically give one when issuing cards. You can apply through the official client of Pocket Life, WeChat, official website and other channels.

Users can ask the bank whether they will issue an extra full-currency credit card before handling the card. No, some banks can directly reject credit cards.

Extended data:

There is no annual fee for all-currency cards. Used for overseas or sea purchase. Other credit cards with the same name are quota sharing and bill consolidation. There is no foreign exchange handling fee. It can only be used after activation.

Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is only necessary to return the consumption amount on time.

Credit cards can enjoy an interest-free period of 20-56 days without overdraft, and the interest will arrive on time without any charge (most banks will charge 0.5% interest and 2% handling fee on the day of withdrawal, while ICBC will only charge interest without handling fee).

Phoenix. Com- I applied for a credit card and the bank mailed two. What happened?