CITIC Credit Card is subject to the existing limit.
CITIC Credit Card Cash Withdrawal Regulations:
1. Single-day cash withdrawal per domestic card: the single-day cash withdrawal limit is RMB 5,000, and the single-day cash withdrawal limit from ATM machines is RMB 10,000. The daily cash withdrawal limit is 100,000 yuan.
2. The cash withdrawal limit of CITIC Bank credit card is set according to your card usage, which is generally 30% of your credit limit.
3. Daily cash withdrawal per card within the country shall not exceed 2,000 yuan. The daily withdrawal limit for each card overseas shall not exceed US$1,000, and the cumulative monthly withdrawal shall not exceed US$5,000.
Extended information:
CITIC Bank credit card overdraft withdrawal fee within the credit limit:
1. Domestic: 2% of the cash withdrawal amount, with a minimum of RMB 20 /Per transaction;
2. Overseas: 3% of the cash withdrawal amount is charged, with a minimum of USD 3, HKD 30, or EUR 3 per transaction.
Interest for overdrafts within the credit limit:
1. Interest will be charged at a daily interest rate of 0.5% from the bank accounting date to the date of repayment, and monthly Compound interest is calculated;
2. Overpayment cash withdrawal handling fee: 3‰ of the amount withdrawn, with a minimum charge of RMB 5 per transaction.
CITIC Bank-Credit Card Cash Withdrawal