I. Credit card
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. A credit card is a card with the issuer's name, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to the specialized commercial service department to buy or spend, and then the bank will settle accounts with customers and cardholders, and cardholders can overdraw within the prescribed limit.
2. What are the ways of electronic payment system?
1, a third-party payment platform. Refers to customers and businesses. First, they must open an account on a third-party payment platform and provide their respective bank account information to the account of the payment platform. The customer first transfers the payment to the third-party payment platform, and the third-party payment platform informs the merchant that the payment has been received. After the merchant's delivery account receives the goods for inspection, it will notify the third-party platform to pay the merchant, and finally the third-party payment platform will transfer the money to the merchant's account. The third-party payment platforms that are widely used now include Alipay, Tenpay, Kuaiqian, Wang Yibao and Huanxun Payment.
2. Online banking transfer. Online banking transfer refers to an e-commerce transaction in which bank cards are used to make payments through the Internet. After placing an order with a merchant through the Internet, consumers can make their own payment to the merchant online.
3. Cash on delivery. Cash on delivery refers to a payment method in which a customer orders goods from a merchant, and the merchant delivers the goods ordered by the customer directly to the door according to the address, and the customer pays for the goods after confirming that the goods are correct.
4. Bank remittance or post office remittance. Bank remittance or post office remittance is a very traditional payment method. Bank remittance or post office remittance refers to a payment method in which the customer directly calls the merchant for the amount of goods he needs to buy through the post office or bank. However, going to the bank or post office in this way is cumbersome and not suitable for the rapid development of e-commerce.