It is necessary to repay on time after using a credit card, but many people are confused about which bank card to use to repay. For example, will someone ask if a credit card must be repaid with the same bank card? In fact, not necessarily, mainly depends on the repayment method. Let's have a look.

Do I have to use the same bank card for credit card repayment?

There are many ways of credit card repayment, such as ATM repayment, card number transfer payment and so on. ATM repayment can be made without a bank card. Just insert the credit card directly into the ATM and deposit the cash into the card. Repayment by card number is divided into automatic repayment and manual repayment, and the requirements for bank card repayment are slightly different.

1, manual repayment, as long as you use the savings card of any bank that has joined the UnionPay organization, open online banking or mobile banking, and directly transfer the repayment through the card number, which can be the savings card of the same bank with the credit card or the savings card of other banks.

2, automatic deduction, it is best to use the same bank card as the credit card. Although many banks support automatic deduction and repayment by binding other banks' cards, not all banks support it. Therefore, it is safest to use your own bank card, and the deduction repayment can be received in real time.

No matter which bank card you use to repay your credit card, you should pay attention to the time when the repayment arrives. Usually, after the repayment is successful, a text message will be sent to remind you. If you don't receive the text message, or you are not sure whether the repayment is successful, you can log in to the mobile banking to check the details of credit card transactions, or you can set up the service hotline of the issuing bank and ask the customer service to help you check the credit card repayment.

Do you have to use the same bank card for credit card repayment? I hope it will help everyone.