1, improve personal information
If you want to improve Sesame's credit, you can fill in more personal information, such as education certificate, work certificate (enterprise mailbox), provident fund certificate, driver's license certificate, vehicle certificate, real estate certificate, and obtaining credit card bills. The more certifications, the more complete information, and the greater the possibility of improving the credit score.
2. Use the function of Alipay more.
For example, bind more bank cards and increase the frequency of using Alipay, such as making full use of Taobao shopping, Alipay financing, credit card repayment, paying utilities, traffic fines, purchasing air tickets, boat tickets, air tickets, booking tickets for hotels and tourist attractions, and so on.
3. Avoid some behaviors of reducing points.
(1) The loan cannot be overdue, and the credit card should be returned on time;
(2) Don't change shopping websites frequently;
(3) Don't change the phone number or phone number frequently;
(4) When using the appointment function on Alipay, you should finish it on time and don't break your word;
(5) Don't often buy things on Taobao or Tmall for no reason to return them;
(6) Avoid adding some Alipay friends with bad credit;
Extended data
Consumers should improve their sesame credit score according to the principle or composition of sesame credit score.
The composition of sesame credit score includes credit records (past credit account repayment records and credit account history); Behavior preference (preference and stability in shopping, payment, transfer, financial management and other activities); Performance ability (stable economic sources and personal assets); Identity characteristics (sufficient and reliable personal basic information left in the process of using related services), etc.
According to the above composition, maintaining good credit, timely repayment, improving the frequency and performance ability of Alipay, and stable personal identity information are the basis for improving Sesame's credit score.
Baidu encyclopedia-sesame credit