1. You can withdraw more money from a credit card at an ATM or a bank outlet. Generally speaking, you can deposit money with a credit card, but there is no interest on the standard credit card deposit, and you need to pay a handling fee to withdraw the deposited money (this situation is called over-withdrawal).

2. There are three ways to solve this problem:

1. Call the customer service hotline of the credit card center or go to the counter of the outlet to transfer the extra money to the debit card. Our charging standard is 3%. (minimum 5 yuan), the customer service hotline transfer is 3 working days, and the counter transfer is timely;

2. The handling fee of our bank is 3%, and the daily limit is less than 2, yuan;

3. If online banking is enabled for credit cards, you can transfer money to debit cards of other banks through online banking, and our handling fee is 1.5%.

Extended information

1. Domestic

At present, if there is a UnionPay LOGO on the credit card, it means that the card has joined the China UnionPay organization, and the cardholder can withdraw cash at any ATM with the UnionPay logo

2. Overseas

In addition to Hong Kong, Macao and Taiwan, there are many national UnionPay systems that are not popular, so most of them need to take the international card organization channel, which depends on whether you hold an international card or not. It is easy to distinguish an international card.

2. Main methods

1. As for the credit card withdrawal method, the cardholder only needs to log in to the bank's credit card online banking, select the cash advance function, and then follow the prompts, and the cash borrowed from the credit card can be directly credited to the personal debit card account, which is relatively simple to operate.

2. Cash advance by phone is to call the customer service hotline of the bank credit card, and according to the voice prompt, the advance cash will be credited to the personal debit card account.

3. Main handling fee

1. Handling fee for cash advance: Most banks have set the minimum handling fee, so cardholders should pay more attention before withdrawing cash. Interest of .5% per day.

2. Handling fee for cash advance in domestic banks:

ICBC's local bank has no handling fee

Everbright Bank's cash withdrawal amount is 2.5%, the lowest is 3 yuan, the highest is 2 yuan

Agricultural Bank's transaction amount is 1%, the lowest is 1 yuan

China Construction Bank's cash withdrawal amount is 1%, and the highest is 5 yuan

China Bank's local bank has no handling fee

. 1% of the transaction amount, with a minimum of 2.5% of the transaction amount of 5 yuan (new standard)

Ping An Bank, a minimum of .5% of the cash withdrawal amount of Minsheng Bank in 25 yuan

, a minimum of 2% of the cash advanced by Industrial Bank in 1 yuan

, a minimum of 3% of the cash advanced by China CITIC Bank in 2 yuan

, and a minimum of 3 yuan

. Minimum RMB 1 yuan

Baidu Encyclopedia-Cash withdrawal by credit card