Basically, banks can handle it. The original and photocopy of the ID card and the company income certificate (with official seal) are required. As for the quota, it depends on your own monthly income (generally, income certificates can be forged, hehe). If you show proof of real estate or car, the amount will be higher. Generally, it takes 14 working days to apply for a card. At the beginning, the amount will not be very high for you, but it will be increased appropriately through your repayment credit. . If you use a credit card, it is generally a 50-day interest-free period, and you can repay it on the settlement date of next month. If it cannot be repaid in full, the minimum repayment amount (generally 10%) can be repaid first. Cash withdrawal shall be calculated at 0.5 ‰ per day from the date of withdrawal. Call me if you don't understand! ! Ha ha! !