The minimum repayment amount of a credit card is a credit card repayment method. It means that when the cardholder can't repay the arrears in full within the agreed date, he can choose to apply for the minimum repayment amount and repay part of the arrears first. Generally speaking, the minimum repayment amount of a credit card is 1% of the bill consumption this month. As long as the cardholder repays the minimum repayment amount within the agreed date, it will not be regarded as overdue repayment. However, if you choose the minimum repayment amount, you need to pay the corresponding fees, interest and other expenses.