A gold card is a symbol of noble status. The gold card of China Merchants Bank, because it is a gold card, can symbolize that you are a privileged customer of China Merchants Bank, and the gold cards of China Merchants Bank are core cards, so the security performance is higher than that of ordinary magnetic stripe cards. Save time. If you want to buy financial products or consult financial knowledge at the business outlets of China Merchants Bank, then all the outlets of China Merchants Bank have set up special financial service areas, which can allow gold card customers of China Merchants Bank to enjoy independent financial space and save time. Saving money is also important. Gold card customers of China Merchants Bank can enjoy a number of fee concessions when handling various settlement banking services. For example, they can enjoy 50% off-site deposit and withdrawal, 50% off-site ordinary remittance and 50% off-site remittance.
The annual fee of China Merchants Bank's credit card gold card is 300 yuan/year, and the annual fee of gold card supplementary card is 150 yuan/year. However, the annual fee is free in the first year, and the annual fee for the following year can be exempted if a single card is consumed six times at will, and so on. In other words, if you want to avoid the annual fee of China Merchants Bank's credit card, you can keep swiping at least 6 times a year. If the card has generated an annual fee, you can discuss it with the bank and then offset it with the number of swipes. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year.
The application conditions of China Merchants Bank Card Gold Card are as follows: if the assets (local and foreign currency deposits, funds, insurance, entrusted wealth management, national debt and third-party depository, etc.). ) All accounts in the same branch of China Merchants Bank reached RMB50,000. You can apply for a "one card" gold card. When you become a customer of China Merchants Bank's one-card gold card, if your monthly total assets exceed 50,000 yuan, you can also be exempted from the account management fee for that month. The annual fee of the main card is 300 yuan/year, and the annual fee of the gold card subsidiary card is 150 yuan/year. Generally, China Merchants Bank's credit card will be exempted from the annual fee for the following year if it is swiped six times in the same year, which means that there will be no charge if it is guaranteed to be used six times a year.