What are the repayment methods of Everbright Bank's credit card? Counting four repayment methods

The credit card of China Everbright Bank is very popular among people, and many people often use it in their daily life. Of course, after consumption, you need to repay the bill. Then, how can Everbright Bank repay the credit card? What are the repayment methods of Everbright Bank credit card?

1. Repayment by Third-Party Payment Platform

Nowadays, people use third-party payment platforms like Alipay more and more frequently for online consumption or life, and such platforms can be used not only for consumption, but also for repayment of credit cards. For example, like Alipay, you can log in to Alipay, open the "Application Center", select "Credit Card Repayment" and click "Repay Now" to repay your Everbright credit card.

Second, online banking repayment

Customers who have launched online banking of China Everbright Bank can also choose to use online banking for repayment, which is also very convenient to operate. After logging in to online banking, select "Credit Card" and then click "Credit Card Repayment".

Third, self-service equipment repayment

You can bring your credit card of China Everbright Bank to the self-service equipment in the nearby outlets to make repayment, that is, to the ATM and CRS machines.

iv. online payment by unionpay

you can make repayment through the online payment network of unionpay, which supports credit card repayment of China everbright bank.

The above are the four methods for repaying credit cards of China Everbright Bank. People generally use the third-party payment platform for repayment, and it is worthwhile to repay their credit cards through Alipay without handling fees. Of course, other methods are also very convenient and quick.

how to repay the credit card of China everbright bank?

1. One of the repayment methods of Everbright Bank's credit card-automatic repayment

After you successfully associate Everbright Bank's credit card with Everbright Bank's debit card or current all-in-one account, you can transfer the repayment from your designated Everbright debit card or current all-in-one account to my Everbright Credit Card every month.

Precautions:

(1) The automatic repayment method can only use the debit card or current all-in-one account of the main credit card holder as the credit card-related repayment account, and the account name and ID number of the transfer-out account must be exactly the same as that of the main credit card holder.

(2) There are two ways of automatic repayment in USD account, one is automatic remittance in USD, and the other is automatic repayment by purchasing foreign exchange in RMB. You can choose the corresponding repayment method according to the currency of your daily balance funds, and they cannot be opened at the same time.

(3) for automatic repayment, you can choose full repayment or minimum repayment.

(4) After the automatic repayment takes effect, the Bank will deduct the credit card account payable in the current month from the account designated by you on the due repayment date, so you don't need to repay by yourself; If the balance of the associated account is insufficient, the balance will be deducted to "" yuan, and the rest will not be deducted separately. You need to repay by yourself. If you repay after the due repayment date, you will have to bear the expenses such as late fees and interest.

application method:

(1) check the application form: when applying for a credit card, fill in the debit card or current all-in-one account number of China Everbright Bank in the "automatic transfer repayment information" field on the application form, and check the repayment method. If the repayment method is not checked, the default is full repayment; Dual-currency cards have the function of RMB automatic transfer and repayment, and at the same time, the function of RMB automatic purchase of foreign exchange and repayment is enabled by default.

(2) Telephone banking application: Call the 24-hour customer service hotline 48-1-95595 to open the functions of RMB autopay repayment, USD autopay repayment or RMB autopay repayment through voice service or manual service.

(3) Apply for online banking through China Everbright Bank: log in to the home page of China Everbright Bank, log in to the "Popular Edition" or "Professional Edition" of online banking for individual users, and select "Automatic Repayment Settings" or "Repayment Settings for Purchase of Foreign Exchange" to apply for corresponding automatic repayment.

second, one of the credit card repayment methods of China Everbright Bank-UnionPay online repayment

You can use nearly ten bank debit cards to repay our credit cards through UnionPay online payment network. Debit cards of China Merchants Bank, Industrial Bank, Shenzhen Development Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Minsheng Bank, Shenzhen Ping An Bank (Shenzhen Commercial Bank), Shenzhen Rural Commercial Bank and Bank of Communications (Shenzhen) can be used to transfer the repayment to our credit card. During the promotion period, the inter-bank transfer fee is temporarily waived.

Note:

(1) Before repayment, the transfer-out debit card and the transfer-in credit card should be bound and verified by their real names.

(2) Real name information must be used when registering. Otherwise, the binding card and the real name verification process will not be verified.

(3) Your repayment will be received within three working days of the actual repayment date, and the repayment after 23 o'clock will be regarded as the next day's transaction. If the repayment fails to arrive on time, you can call UnionPay customer service at 95516 for consultation. In order to protect your interests, please repay the loan within three working days at the latest.

(4) The online payment website of UnionPay sets the maximum repayment amount for each user to be 2, yuan per month. No matter how many debit cards you bind, once your accumulated repayment amount exceeds 2, yuan this month, you will be prompted with an error of "Amount Exceeded".

(5) Debit card issuers that support this business shall be subject to the online website of UnionPay.

(6) For debit card segments that support this business, please consult UnionPay customer service telephone number 95516.

Third, one of the repayment methods of Everbright Bank's credit card-Lacarra Convenience Payment Network

You can use any debit card with the UnionPay logo to automatically repay your Everbright Bank credit card at any payment terminal of Lacarra Convenience Payment Network. There is no handling fee for this business temporarily.

repayment process:

1. select "credit card repayment" →2. swipe or enter Everbright credit card and confirm →3. enter repayment amount and confirm →4. enter SMS recipient number →5. swipe debit card and enter password and confirm →6. end repayment and print receipt →7. receive SMS notification

distribution of convenient payment outlets:

Lacarra has built and opened more than 15, outlets. The specific location is subject to the information published on the website of Lacarra. For details, please refer to

IV. Credit card repayment method of Everbright Bank-Counter repayment

You can repay in RMB or USD at our business outlets with credit card and cash when due. If you hold Everbright debit card or current all-in-one, you can also make transfer repayment at the counter of the outlets. In addition, the counter can also handle the repayment of foreign exchange.

V. Credit card repayment methods of China Everbright Bank-self-service equipment repayment

(1) Self-service equipment transfer repayment

The self-service equipment provided by China Everbright with the function of "credit card repayment" include ATM, CRS (self-service cash deposit and withdrawal machine), multimedia self-service terminal and payment machine.

cardholders of China Everbright Debit Card can transfer money to their own or others' credit cards for repayment on our ATM, CRS and other self-service devices. Except for multimedia self-service terminals, other self-service devices only accept RMB transfer repayment.

operation flow:

1. insert the everbright debit card →2. enter the transaction password of the debit card →3. select "credit card repayment" →4. enter the everbright credit card →5. enter the repayment amount →6. confirm, select "print receipt" →7. select "take card".

(2) CRS Self-service ATM deposit

You can carry your credit card and cash, and handle RMB cash deposit and repayment through the self-service ATM (CRS) at the business outlets or self-service outlets of China Everbright Bank.

operation process:

1. insert everbright credit card →2. enter the credit card transaction password →3. select "deposit" →4. put the cash into the "cash deposit slot" →5. confirm →6. confirm the deposit amount →7. select "print receipt" →8. select "card withdrawal".

VI. Credit card repayment method of China Everbright Bank-online banking transfer repayment (popular version, professional version)

Operation steps:

Log in the "popular version" or "professional version" of personal online banking on the homepage of China Everbright Bank, select "credit card"-"credit card repayment", and follow the instructions on the page to realize the repayment of China Everbright debit card or current all-in-one current account to our credit card.

Note:

(1) Online banking "Popular Edition" only supports my current account to repay my credit card. Credit card accounts need to be linked with online banking first, and the credit card will appear in the "Credit" drop-down box on the "Credit Card Repayment" page before repayment can be successfully realized.

(2) The online banking "Professional Edition" can realize the repayment from the current account of the Bank to any credit card of the Bank (including my own and others' credit cards). The credit card to be repaid in my name can be selected in the drop-down box by adding online banking, and the function of manually entering the credit card to be repaid is provided, which is convenient for repaying the credit card not in my name.

(3), credit card and online banking operation process: 1. Log in to online banking professional edition/popular edition →2. Select "customer service" →3. Select "credit card account addition" →4. Enter credit and password →5. Click "OK".

VII. Credit card repayment method of China Everbright Bank-inter-bank transfer/remittance

You can make repayment by transfer or remittance at other bank counters. Please fill in the documents according to the following methods:

Payee: name of credit card holder to be repaid

Payee account number: credit card to be repaid

Payee bank or account opening bank: any Everbright business outlet (it is recommended to fill in the local China Everbright Bank outlet)

Note:

If you use this method to repay, you have to bear the remittance fee charged by other banks. Please consult the accepting bank for the specific arrival time and handling fee standard.

On the credit card repayment of China Everbright Bank, how to repay the spent US dollars?

credit card repayment methods are mainly divided into two categories, one is that the cardholder binds the debit card of the same trade to automatically associate repayment. In this way, the system will automatically deduct the corresponding amount from the agreed debit card on the last repayment date of each installment. The cardholder only needs to ensure that the account balance is sufficient.

The other type is a card with no automatic repayment, which requires the cardholder to repay through other channels, such as online banking, third-party payment platform, and counter connection. Among the two repayment methods, the repayment method of the account is not the same.

Repayment by purchasing foreign exchange by bank credit card:

Except for transactions prohibited by national laws, the US dollar bills generated in consumption abroad or cash withdrawal can be repaid by purchasing foreign exchange in RMB.

you can choose to purchase foreign exchange in full, or you can choose the minimum repayment amount or any amount lower than the current bill amount.

Extended information:

Note:

1. After the foreign exchange purchase function is successfully set, the RMB money you deposited in your credit card will be purchased first to repay the US dollar bill.

2. if the function of purchasing foreign exchange for repayment and the automatic repayment of the US dollar account are set at the same time, RMB repayment will give priority to purchasing foreign exchange for repayment of the US dollar bill, and the difference between the self-deduction amount (full or minimum) set in the current US dollar bill and the agreed amount of purchasing foreign exchange will be deducted from the designated US dollar automatic repayment account.

3. according to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the current dollar bill amount.

4. Due to the real-time fluctuation of the exchange rate, it is suggested that cardholders should be more relaxed when making deposits, because once they can't repay in full, all the arrears will be charged at the interest of five ten thousandths per day from the day of consumption, which is very uneconomical for cardholders.