Have you ever used the Everbright Bank Sunshine Business Travel Platinum Card?
Yes
The Everbright Bank credit card is basically good, both in terms of amount and benefits. considerable. Advantages of Everbright Bank Sunshine Business Travel Platinum Card: The amount is sufficient. As a platinum card with a relatively high level of Everbright Bank credit cards, the quota of Everbright Sunshine Business Travel Platinum Card is still quite good, generally starting at 50,000 yuan. Of course, the specific amount can be used or depends on the personal information provided by the applicant. The bank will conduct a comprehensive assessment of the applicant's personal qualifications based on the applicant's personal information. If the applicant's personal qualifications are better, the bank's credit card amount will be higher. big. Everbright Bank Credit Card Sunshine Business Travel Platinum Card has two major advantages: Understanding the annual fee policy. The first annual fee for the Everbright Sunshine Business Travel Platinum Card is 2,000 yuan. The annual fee of 300 yuan can be deducted by 100,000 yuan or 680 yuan from 200,000 yuan within two natural months after the annual fee is incurred. Cardholders can accumulate one point for every 1 yuan spent on the Everbright Platinum Card, and 7 points for every dollar spent. Advantages of China Everbright Bank Credit Card Sunshine Business Travel Platinum Card: 1. Cardholders can enjoy preferential activities for swiping the card and enjoying gifts.
2. Cardholders can participate in the "Sunshine Life, Enjoy Platinum" Platinum Card annual fee benefit activity.
3. Cardholders can use the Sunshine Business Travel Platinum Card to purchase financial products, which is both safe and preferential.
4. Cardholders can enjoy high traffic accident insurance, which ensures their safety.
:What are the ways to protect the rights and interests of bank consumers? If consumers are dissatisfied with the products and services of a bank financial institution, or if its products or services infringe upon the legitimate rights and interests of consumers, they can lodge a complaint in the following three ways: Complain to the business outlets of the bank or its superior management department. How to lodge a complaint with a banking financial institution? If bank consumers are dissatisfied with the bank's products or services, they should first contact the bank branch where the business is conducted and lodge a complaint with the bank branch where the business is conducted by letter, phone call or visit, so that consumer complaints can be handled quickly and timely. Banking financial institutions should prominently publicize the methods and procedures for making complaints at their business outlets and official websites, through telephone, Internet, letters, etc. Banking financial institutions should register complaints in a timely manner and effectively notify customers of the acceptance status, processing deadlines and contact information. In principle, the time limit for accepting complaints shall not exceed five working days. If the situation is complicated or there are special reasons, the processing period can be extended appropriately, but it shall not exceed 60 working days at most, and consumers will be informed of the extended waiting period and reasons by text message, phone call, email, letter, etc.
What are the benefits of Everbright Bank Platinum Credit Card
1 All point-accruing purchases can accumulate double points, and you can also enjoy 3- 10 times multiple points;
2 Platinum card holders can enjoy free services at designated golf driving ranges 5 times a year;
3 Enjoy airport VIP lounge services and free car roads Rescue services;
4 If you use the Platinum Card to pay for transportation or travel expenses, you can receive high-value travel accident insurance protection.
On December 20, 2013, China Everbright Bank was successfully listed on the main board of the Hong Kong Stock Exchange. China Everbright Bank's H-share issuance is priced at HK$3.98 per share. Before the over-allotment option is exercised, the issuance size is 5.84 billion shares and the financing is approximately US$3 billion. If the over-allotment option is fully exercised, the issuance size will reach 6.60 billion. shares, raising approximately US$3.4 billion. Not only has it become the IPO financing king in Hong Kong in 2013, it will also become the largest IPO in the Asian market (excluding Japan) in 2013, the world's largest IPO by Chinese companies in 2013, the world's third largest IPO in 2013, and the largest banking IPO in the Hong Kong market since 2011. .
As of the end of December 2015, China Everbright Bank’s annual credit card transaction volume exceeded 1 trillion yuan, setting a new annual transaction high in the bank’s history. China Everbright Bank won the "2015 Best Card Issuing Bank Award" issued by JCB International Credit Card Organization. As of January 25, 2016, China Everbright Bank has issued a total of 3,346,265 JCB credit cards, becoming the world's largest card issuing bank.
On March 28, 2019, China Everbright Bank announced its 2018 annual report. The company achieved revenue of 110.386 billion yuan, a year-on-year increase of 19.96%; net profit of 33.659 billion yuan, a year-on-year increase of 6.7%; basic earnings per share 0.61 Yuan.
On September 24, 2019, the China Banking and Insurance Regulatory Commission officially approved the opening of Everbright Wealth Management Co., Ltd., which is the first joint-stock bank wealth management subsidiary in the country approved to open. According to the approval of the China Banking and Insurance Regulatory Commission, Everbright Financial Management has a registered capital of 5 billion yuan and is registered in Qingdao. It is mainly engaged in the issuance of public and private financial products, financial consulting and consulting and other asset management-related businesses.
On December 18, 2019, Everbright Bank officially released the new mobile banking version 6.0, and also announced the launch of the mobile financial ecological chain strategy.
In April 2020, the Ministry of Finance approved the issuance of additional shares by Everbright Group to Central Huijin Investment Co., Ltd., and Huijin transferred the 10.251 billion A shares it held in Everbright Bank to Everbright Group. After the equity change is completed, Huijin will no longer directly hold shares in Everbright Bank. China Everbright Group will directly hold 21.817 billion A shares and 1.783 billion H shares of Everbright Bank, accounting for 44.96% of its total share capital.
Yang Bingbing, Vice President of Everbright Bank: Digital finance can enhance the effectiveness of bank risk control.
On January 18, 2022, China Everbright Bank (601818.SH) released its 2021 annual performance report. In 2021, China Everbright Bank achieved operating income of 152.753 billion yuan, a year-on-year increase of 7.14%; total profit of 52.946 billion yuan, a year-on-year increase of 16.30%; net profit of 43.640 billion yuan, a year-on-year increase of 15.06%; and net profit attributable to bank shareholders of 43.407 billion. yuan, a year-on-year increase of 14.73%.
Is Everbright Bank Credit Card good? Advantages and disadvantages coexist!
Banks are working hard to promote credit cards, making credit cards more and more popular. In addition to the four major banks we are familiar with, there are many credit cards issued by China Everbright Bank, and there are many good cards that everyone talks about. Many friends ask whether China Everbright Bank's credit card is good. I can only say that it has both advantages and disadvantages. Let's take a look at it together.
Advantages of Everbright Bank Credit Card
1. The security of credit card use is a very important part. You can choose to pay with a password signature for Everbright Bank credit card consumption, which has high security.
2. Everbright Bank’s credit cards provide free SMS notifications, which facilitates cardholders to accurately grasp card status and also helps avoid card theft.
3. Everbright Bank credit card installment is convenient, especially the Everbright mini card, which can be installed without restrictions on merchants, amounts, and locations. The key point is that there is no installation fee.
4. For Everbright Credit Card Platinum Cards and below, the annual fee can generally be waived by the number of card swipes. You only need to swipe the card 3 times with no limit to the amount to be exempted from the annual fee for the next year.
Disadvantages of China Everbright Bank Credit Card
1. China Everbright Bank has relatively few branches, and it is not so convenient to handle business in remote places.
2. The gifts in the Points Redemption Center of China Everbright Bank Credit Card are updated slowly and are relatively unattractive.
3. The popularity of Everbright Bank credit cards is not that wide, so the discounts offered by consumer merchants will be relatively small.
4. Everbright Bank does not care about multiple banks. For those who hold more cards, generally referring to more than 6 bank credit cards, it is generally difficult to apply for the card.
The above is an introduction to the advantages and disadvantages of China Everbright Bank Credit Card. Overall, China Everbright Bank Credit Card is still worth applying for. Different cards have different rights and advantages. You should choose the one you need and suitable. Just fine.
Is the annual fee of Everbright Sunshine Platinum Credit Card high?
High
The annual fee of Everbright Sunshine Platinum Credit Card is 2,000 yuan per year for the main card and 2,000 yuan per year for the supplementary card. 1,000 yuan. Everbright Sunshine Platinum Credit Card is a platinum card from Everbright Bank. The minimum credit limit is more than 50,000 yuan and the maximum limit can reach 5 million yuan. After the user applies, the bank will evaluate the limit based on the applicant's qualifications. The final card issuance limit is subject to the bank's review. .
The annual fee for Everbright Sunshine Platinum Credit Card is usually unavoidable. Users who want to reduce the annual fee can obtain discounts by offsetting points. If the user accumulates 100,000 points, the annual fee can be offset by 688 yuan. If you use the Everbright Sunshine Platinum Credit Card in the following year or not in the first year, you can use 200,000 points to offset the annual fee of 1,188 yuan.
What are the Platinum Cards of China Everbright Bank? What are their respective characteristics and differences?
1. Everbright Bank Credit Card Platinum Card has many types of cards:
1) Sunshine Business Travel Platinum Card;
2) Golf Platinum Card;
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3) Hanglv Zongheng co-branded platinum card;
4) Urumqi Wo Everbright card platinum card;
5) Shanghai Everbright UnionPay classical music theme IC platinum card Card;
6) Changchun Pacific Insurance co-branded platinum card;
7) Changchun Yanji Department Store co-branded deposit and loan integrated IC platinum card;
8) Chengdu Everbright Travel Co-branded Edge Platinum Card;
9) Changchun Travel World Co-branded Deposit and Loan Integrated IC Platinum Card;
10) Xiamen Chunhui Travel Co-branded Credit Card Platinum Card;< /p>
11) 51 Purchasing Co-branded Platinum Card;
12) Dalian Puhui Tourism IC Platinum Card;
13) Smart Business Credit Card;
14) UnionPay multi-currency platinum card;
15) Yanhuang platinum card;
16) Lehui Jin quasi-credit card, etc.
Most of the above are co-branded platinum cards. The specific features and benefits are related to the cooperative company. Cooperation between banks and companies is a win-win relationship of mutual benefit. You can look at the special functions of each card and choose the one you want to apply for.
2. There is also an IC platinum card. So what are the benefits of this type of card?
1. The annual fee is relatively high, but you can use points to redeem the annual fee. .
2. The points earned are doubled, and there are points gifts and other activities on the cardholder’s birthday or specific holidays.
3. You can enjoy the airport VIP reception hall.
4. Can enjoy car roadside assistance services.
5. If you use the Platinum Card to spend 80% of transportation expenses or travel expenses, you can enjoy travel accident insurance.
6. You can enjoy preferential subscription services at designated golf courses.
The Platinum Card is a high-end business card. Its features are generally private plane access, exclusive rest areas, cooperation with professional hospitals, and cooperation with some leisure venues, such as golf courses. The disadvantage is that if If your consumption does not meet the card holding requirements, an annual fee will be incurred. This annual fee is also relatively high, ranging from 300-3,000.
Extended information:
Conditions for applying for Everbright Bank Platinum Card:
1. Anyone over 18 years old;
2. Have complete Individuals with civil capacity, legal and stable sources of income;
3. Individuals with good credit can apply to our bank’s card issuer with their valid identity documents.
That’s all for the introduction of China Everbright Bank Platinum Credit Card.