Can I withdraw cash from any bank’s ATM with a China Merchants Bank credit card?

If you can withdraw cash, you can withdraw cash according to the 50 limit.

Chinese Merchants Bank’s credit card cash withdrawal fees and interest methods:

China Merchants Bank’s credit card withdrawal fees and interest calculation methods are as follows:

1. One day for China Merchants Bank’s credit card cash withdrawals Only 2,000 yuan can be withdrawn.

2. The handling fee is 1, and the gold card of Merchants generally waives the cash withdrawal handling fee.

3. The daily interest rate for a credit card cash withdrawal is 5/10,000 per day

4. For example, if you withdraw 2,000 yuan, the calculation method without calculating the cash withdrawal fee is 20,000,000. Five = 1 yuan, and one day’s interest is 1 yuan.

Can China Merchants Bank credit card withdraw cash?

China Merchants Bank credit card supports cash withdrawal. Credit card cash withdrawal business will charge a certain handling fee and interest. Domestic calculation is based on 1 per transaction, with a minimum of 10 yuan. /transaction, overseas is calculated as 3 per transaction, with a minimum of 30 yuan or 3 US dollars per transaction. In addition, there are restrictions on cash withdrawals with China Merchants Bank credit cards, and customers are not allowed to withdraw cash exceeding 50% of the credit limit.

On December 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, ushering in a new era of credit card consumption for Chinese people. After more than ten years of struggle and growth, China Merchants Bank Credit Card has formed three major visions: "to be China's best payment experience provider, to be China's best consumer finance expert, and to be China's leading diversified marketing platform". At the same time, it has also Won many honors.

Adhering to China Merchants Bank’s business philosophy of “Changing because of you”, China Merchants Bank Credit Card has continuously refreshed cardholders’ card experience through product innovation and service upgrades, becoming a leading brand in the credit card industry.

In recent years, China Merchants Bank Credit Card has actively pursued digital transformation, forged ahead with determination, pioneered the construction of the financial Internet, and created a technological legend in the domestic credit card industry.

Product introduction:

Graduation first choice:

China Merchants Bank YOUNG Card (Youth Edition): A phenomenal product launched for young people under 30 years old (non-students) The product is still the first choice for credit cards among college students after graduation. YOUNG card has accompanied countless young people in their hard-working youth years, and has become the most popular credit card among "Double 11" users for three consecutive years.

China Merchants Bank’s Constellation Guardian Credit Card: The Zodiac Guardian Credit Card has a profound, beautiful, and almost artwork-like card design. It is a benchmark for China Merchants Bank Credit Card to start the second half of credit cards and rethink the way to connect with young users. , less than a year after its launch, the number of cards issued has exceeded one million.

Exclusive for fans:

China Merchants Bank Hello Kitty Fan Card: Since 2006, China Merchants Bank Credit Card has started the "cute journey" of Hello Kitty fan cards, and has successively launched the Mood for Love Card, Cardamom Nianhua Card, Many cute card faces, such as the Tang suit greeting card, perfectly fit the personality and aesthetics of contemporary young women, bringing more choices to female cardholders and becoming the iconic product of China Merchants Bank's credit cards.

China Merchants Bank Chibi Maruko-chan Fan Card: In 2009, China Merchants Bank launched Chibi Maruko-chan Fan Credit Card, using financial products as a platform to bring together various groups with similar life concepts and hobbies to carry out emotional marketing and precision marketing. In 2018, China Merchants Bank launched two new Chibi Maruko-chan fan credit cards - Chibi Maruko-chan Fireworks Card and Chibi Maruko-chan Flower Season Card to meet the differentiated needs of young fans.

China Merchants Bank One Piece Credit Card: China Merchants Bank One Piece Credit Card (also known as One Piece Credit Card) is a fan credit card product jointly issued by China Merchants Bank and Japan's Toei Animation. It aims to combine young people's favorite Major IPs and brands launch customized products and exclusive benefits to meet the emotional and consumer needs of young customers.

China Merchants Bank Doraemon Fan Card: The world’s first Doraemon-themed international standard credit card launched by China Merchants Bank, specially designed by FujikoPro, the original company of Doraemon, for Chinese fans Tailor-made products fully demonstrate China Merchants Bank's strategic thinking and unique ingenuity in the themed and fashionable management of credit cards.

China Merchants Bank Hatsune Miku Fan Credit Card: China Merchants Bank Credit Card actively uses new technologies, embraces Fintech, and launches Hatsune Miku AR co-branded credit card. Relying on AR technology, Hatsune Miku can break through the dimensional wall and travel through the virtual world to reality, which satisfies everyone's needs. Fans need to have close contact with their idols.

Can I withdraw cash with China Merchants Credit Card?

Can I withdraw cash with China Merchants Credit Card?

China Merchants Bank personal credit card has a cash advance function. Cardholders can use our bank to withdraw cash. You can withdraw cash from your credit card at other banks' ATMs or bank counters. You can also transfer credit card funds to the China Merchants Bank Savings Card in the name of the cardholder through online banking and phone voice. If you want to withdraw cash, you need to set up a transaction first. Password and activate the cash withdrawal function.

Access method:

Online banking: Log in to credit card online banking, click "Card Management" → "Transaction Password Management", and follow the prompts.

Mobile banking: Log in to credit card mobile banking, enter "Card Management" → "Transaction Password Management", and follow the prompts.

Phone voice: Call the credit card service hotline, verify your identity, press 3, and then press 3 again to enter "Transaction Password Settings and Modifications"

Credit card cash advance fees and interest will be charged , Handling fee: Domestic RMB is calculated as 1 per transaction, with a minimum charge of ￥10/transaction; overseas (including Hong Kong, Macao, and Taiwan) is calculated as 3 per transaction, with a minimum charge of ￥30/transaction or $3/transaction (AE Platinum, Black Gold Overseas Minimum $5 per transaction). Interest: Cash advances are not eligible for interest-free repayment. Interest will be charged at a daily interest rate of 0.5% from the transaction date until the settlement date, and compound interest will be charged on a monthly basis.