Hello, if your credit card product is Peony International Card, this card cannot be transferred to other countries. You can do it at the counter, withdraw money first and then deposit it. If your credit card product is peony credit card or peony credit card, using the overpayment in the card to transfer money is not an overdraft cash withdrawal, and no interest is charged; If your Peony Credit Card or Peony Credit Card and Debit Card open accounts in different regions, the transfer fee will be charged at 1% of the transaction amount, with a minimum of 1 yuan and a maximum of 50 yuan.