No impact.

Unless you are overdue, the bank will not be able to contact you, but will call you in person to verify the materials. When applying for a credit card, fill in the relevant number and use it only in special circumstances; when the bank verifies personal information, it basically contacts the work unit for verification.

Credit card review process: 1. The bank will first review the applicant’s information, including copies of identity documents, original work certificates, original salary and income certificates, and whether the application form is complete. If there are any deficiencies, please notify us. Supplement; 2. The bank will review the applicant's credit report, verify whether the customer's identity information is consistent with the ID card information database, and query the personal credit report system; 3. Telephone verification, the bank will call the applicant and his or her employer to verify the personal information. and the unit information is true and reliable; after passing the review, the credit card will be sent.