China Merchants Bank's credit card general ledger installment is a service that summarizes the amounts of bills issued and unpaid bills and makes installments, which saves cardholders the trouble of handling two installments separately. Many cardholders do not know much about the installment processing method of China Merchants Bank's general ledger and the repayment amount after processing. Here is a brief introduction.

1. How to handle the general ledger installment of China Merchants Credit Card? In fact, the method of handling bill installments and unpaid bill installments is similar. The only difference is that the installment time is usually the period between after the bill installment comes out, after the unpaid bill consumption is recorded, and to the final repayment date. Through the following two methods: Channel processing: 1. Telephone application: After the bill has been issued and the consumption has been recorded, you can call the 24-hour service hotline of China Merchants Bank Credit Card, transfer to manual service, and submit an application to customer service. After verifying the identity of the cardholder, the customer service will inform the general ledger installment amount that can be processed and the number of installments. The cardholder will process it after confirmation. 2. Processing on WeChat: Follow "China Merchants Bank Credit Card" on WeChat, enter "General Ledger Installment" in the dialog box, and several installment processing links will be pushed. Click on "General Ledger Installment" to jump to the installment interface and enter the ID number. , after logging in with the password query, select the general ledger installment amount and number of installments to be processed, and click Confirm to proceed.

2. How to repay the China Merchants Credit Card general ledger after installment payment? After the China Merchants Credit Card general ledger installment is successfully processed, the repayment amount of the current period will be updated in real time. The installment amount and handling fee that have been processed will be included in the minimum repayment amount of the next period of bill, and repayment is required next month. In this period, only the current payment is required. Just the remaining repayment amount on the bill will be enough. To put it simply, the updated page shows the remaining amount of repayment in the current period, and the cardholder can repay as much as he wants. It is best not to repay more, otherwise the extra money will not be able to offset the next period's arrears and will be taken out to repay. There is a fee, which is very uneconomical.