Credit card consumption is a way of overdraft credit consumption, that is, the cardholder needs to repay after spending within the credit limit, and of course, he can enjoy interest-free service when repaying within the specified time limit. If you use a credit card, there will inevitably be a refund. What about the money refunded to the credit card? Let's get to know each other.

What about the money refunded to the credit card?

1 If the cardholder fails to return the credit card bill, the money returned to the credit card will be directly deducted from the corresponding bill amount regardless of whether the bill has come out or not. When the cardholder returns the credit card, he can save some money. That is, the cardholder of the refund part does not need to repay by himself.

If the cardholder has repaid the credit card bill, the money returned to the credit card will exist as an overpayment of the credit card. In the future, cardholders will give priority to paying more money when using credit cards; In addition, overpayment can also be directly used to repay credit card bills; Cardholders can also choose to withdraw the overpayment through the bank ATM, but the withdrawal of the overpayment requires a handling fee.