How can I redeem transportation credit card points for free items?
Transportation credit card points redemption process:
1. The user downloads the Bank of Communications “Pay the Bill” APP and logs in to the personal account.
2. After entering the homepage, click "Points Query" to check the points status under your personal name.
3. After selecting "Instalment Mall", click "Full Points" to enter the list page where all points can be used to redeem products.
4. Select the product you want to redeem, click "Buy Now", enter your personal delivery address, submit the order, and finally complete the points payment.
1. What is the general limit of a Bank of Communications credit card?
The higher the Bank of Communications credit card level, the higher the limit.
1. Regular card quota range: 1,000-10,000 yuan.
2. Gold card limit range: 1,000-50,000 yuan.
3. Platinum card limit range: generally above 50,000 yuan, up to more than 100 yuan.
2. What is the most cost-effective way to redeem credit card points?
1. Try to redeem virtual goods:
Although most banks can provide a wide range of credit card point redemption products, cardholders are best to choose virtual goods for redemption, such as mobile phone recharges. Cards, supermarket shopping cards or gas cards, etc. Do not choose to exchange them for physical goods.
2. Try to redeem products with high value:
When redeeming points, the prices of products that can be redeemed with the same points will be different. If you are among several products, If you are hesitant, you might as well go to the shopping website to check the prices of these products and try to choose the higher-priced products.
3. Try not to exchange for products that require extra money:
Exchanging points for product pictures is free, unless you really, really like a certain product and have also checked the product online. At the original price, I really feel that the exchange is suitable. Otherwise, try to exchange for products that do not require additional money.
How to redeem transportation credit card points with full points
As follows: 1. After opening the payment bar of the transportation credit card mobile APP, click directly on the installment mall in the first interface.
2. Enter the installment mall of the Pay Bar and directly find the product you want to redeem with points.
3. Click Buy Now directly in the product details interface.
4. Then select the size and purchase quantity of the product, then click to select the payment method as full points, and then click OK.
Operating environment: Open the Bank of Communications Credit Card APP (v5.4.1) on the iPhone 12 mobile phone ios15.0 version
Bank of Communications (English name Bank of Communications, referred to as BCM, Chinese name referred to as Bank of Communications) Founded in 1908, it is one of the six major banks in China. It is also one of the oldest banks in China and one of the note-issuing banks in modern China. On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.
Bank of Communications is one of China's major financial service providers. The group's business scope covers commercial banking, securities, trusts, financial leasing, fund management, insurance, offshore financial services, etc. Bank of Communications has 235 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 199 provincial branches. It has branches in 239 prefecture-level and above cities and 158 counties or county-level cities*** nationwide. 3,270 business outlets; it has 7 non-bank subsidiaries, including wholly-owned subsidiaries BoCom Leasing, BoCom Insurance, and BoCom Investment, and holding subsidiaries BoCom Fund, BoCom Guosen, BoCom Life, and BoCom International . In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the joint largest shareholder of the bank. It has strategically invested in Hainan Bank and controls 4 rural banks.
In July 2019, the 2019 Fortune Global 500 was released: ranking 150th.
Where to redeem Bank of Communications points
Bank of Communications points can be redeemed at the following places:
1. Redeem online (free shipping points), on iPhone13 Log in to the Bank of Communications APP (version 6.0.2) in iOS 15.0 mobile phone, log in to the Bank of Communications Credit Card Points Paradise, enter Points Management → Make Gift Redemption, and enter the corresponding gift code and quantity to complete the redemption.
2. For voice self-service redemption (free delivery points), call the customer service hotline and enter the password, go to 4 Points Management → 3 Points Redemption, enter the corresponding gift number and quantity to complete the redemption.
3. For manual redemption through telephone banking (5,000 delivery points required), just call the customer service hotline and follow the customer service prompts.
The gifts that can be redeemed with Bank of Communications credit card points include home furnishings, travel vacations, fashion accessories, etc. If the cardholder holds a Liu Xiang Card or a Phoenix Carp Card, he or she can choose gift redemption and airline miles (for example, the "Sky World" flight mileage plan is so far the only plan in China that joins forces with six major airline partners, with Thousands of free routes around the world for you to redeem) redemption service. If you hold a youth card (Y-POWER), you can only enjoy gift exchange services. There are also some Bank of Communications credit cards that can directly exchange points for mall points, coupons or direct discounts, etc., such as Pacific Suning Card, Wal-Mart Credit Card and other credit cards.
Bank of Communications’ slogan: “A century-old Bank of Communications, your wealth management bank.”
Founded in 1908, Bank of Communications is one of the earliest commercial banks established and still in existence in modern China. "Centennial Bank of Communications - Your Wealth Management Bank" is a strategy that adapts to the bank's strategic requirements, starts from the market environment and customer needs, highlights the brand differentiation and characteristic development positioning of the Bank of Communications, and creates a new image of the wealth management bank brand under the new economic normal. advertising slogan. "Centennial" demonstrates the long-lasting quality of Bank of Communications, while the word "yours" narrows the distance between the brand and customers, well explaining the Bank of Communications' people-oriented and customer-oriented service philosophy. Bank of Communications continues to take the development of a century-old national financial brand as its own responsibility, with the goal of building the best wealth management bank in China, and strives to create value for customers, so that customers and the whole society can perceive the meaning behind "Centennial Bank of Communications--Your Wealth Management Bank" Value and Return.
Which is the official website of the Bank of Communications Points Redemption Mall?
The official website of the Bank of Communications Credit Card Points Redemption Mall is: //club.bankcomm.com/customer/index.htm Enter the URL to enter official website.
Bank of Communications has currently closed the full points redemption service, and users cannot use full points to redeem gifts. When points are redeemed for gifts, the points can only be used to deduct 50% of the price, and the other half must be paid in cash. But some users said that they can use points to exchange for delicious food, and then use it when the price is half-price on Friday, which is equivalent to using the full amount of points. In addition, Bank of Communications can also use full points to redeem Ele.me takeaways. Some users have successfully redeemed this.
Bank of Communications points can be redeemed directly by logging into the Bank of Communications Credit Card Points Park. The products here are relatively complete. Even if the credit card points are not enough, you can still redeem them by adding points and cash. However, many products require hundreds of thousands of points to redeem, and the requirements are still very high.
If you want to get credit card points, you need to spend more with your card. Generally, all bank credit cards will accumulate points for offline purchases; however, only some banks will calculate points for online purchases; if you want to get an accurate answer, you can call the bank. Note: Points will not be calculated for purchases at merchants in real estate, automobiles, wholesale, hospitals, schools, etc., as well as non-profit industries such as charity and social services.
Bank of Communications credit card points are valid for 2 years. If the cardholder has multiple Bank of Communications credit cards, the points of these cards can be combined and calculated, and the combination of credit card points can only be handled through telephone banking. .
Therefore, you should use the points generated by Bank of Communications credit cards in a timely manner.
In normal times, users can pay more attention to the number of credit card points, and can check it through different methods. For example, you can check the credit card points by calling the Bank of Communications customer service hotline, and you can also check the credit card points by following the WeChat official account.
Query points:
1. Official website query
Operating environment:
Brand model: iPhone13
System Version: iOS15.0
Bank official website:
Open the official website of Bank of Communications Credit Card on your mobile phone and click "Customer Service-Points Inquiry" to check credit card points.
2. Telephone inquiry
Users can call the customer service number of Bank of Communications and follow the voice prompts to transfer to customer service. The customer service staff will help the user inquire about credit card points.
That’s it for the introduction to the transportation credit card point redemption mall.