1. When applying for a credit card, there is a billing date and a repayment date. Different banks have different billing dates and repayment dates. Generally, the bill date is set first. Basically, the bill date is fixed. It is always set to the date of each month. Check the consumption details.

2. The repayment date is within 15 to 25 days after the reconciliation date. As long as the money is paid before the repayment date, otherwise it will be overdue. Overdue interest and late payment fees will apply. There is no saying that a one-time consumption of two thousand can be repaid within one year.