The same bank can handle multiple credit cards, and there is no restriction. As long as the application is passed, you can apply for multiple credit cards. But it should be noted that no matter how many credit cards you have in this bank, your credit limit is the same, that is, the shared credit limit. Simply put, the credit limit of a credit card is 5000 yuan. If you have three credit cards from the same bank, your credit limit is still 5000 yuan. However, you need to pay an annual fee of three credit cards every year, so it is not recommended to handle multiple credit cards in the same bank.

1. Bank is a legally established financial institution engaged in monetary credit business, which is the product of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.

According to the definition of Hong Kong Monetary Authority, the banking regulator in Hong Kong, banks operating in Hong Kong can be divided into the following three categories: deposit-taking institutions, commercial banks and general banks. According to the laws of People's Republic of China (PRC) (China), banks are divided into central banks (People's Bank of China), commercial banks (including rural credit cooperatives and new rural financial institutions) and policy banks (Agricultural Development Bank of China, China Development Bank and The Export-Import Bank of China). The word bank comes from the Italian word Banca, which means bench. Early bankers used it in market transactions. English is translated into bank, which means a cabinet for storing money. Early bankers were called "people sitting on long benches".

2. Credit Card (English: credit card), also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back. Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders do not need to pay cash when using credit cards, but will make repayment on the billing date.

3. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay; A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.