According to the regulations of ICBC, as long as the single credit card consumption reaches 600, you can call the customer service hotline 95588 the day after the credit card consumption date and three days before the repayment date to request manual service by stages. You can choose 3 (1.65%) 6 (3.6%) 9 (5.4%)12 (7.2%)18 (1.7%) 24 (/kloc) But sometimes this rate is discounted, you can consult customer service first. In addition, if it is convenient to go to ICBC outlets, you can also apply for installment payment at the counter, eliminating the need to call 95588 locally.

I hope my answer can help you. You can also call the customer service phone of the bank for consultation.